What is Capital One Financial's commercial banking — non-interest expense?

Capital One Financial (COF) reported commercial banking — non-interest expense of $498.00M in Q1 2026.

How has Capital One Financial's commercial banking — non-interest expense changed year-over-year?

Capital One Financial's commercial banking — non-interest expense increased by 2.5% year-over-year, from $486.00M to $498.00M.

What is the long-term trend for Capital One Financial's commercial banking — non-interest expense?

Over 4 years (2021 to 2025), Capital One Financial's commercial banking — non-interest expense has grown at a 2.4% compound annual growth rate (CAGR), from $1.82B to $2.00B.

What does commercial banking — non-interest expense mean?

The total operating costs to run the commercial banking business, excluding interest expenses.

Business Segments · Non-interest expense

Commercial Banking — Non-interest expense

Capital One Financial Commercial Banking — Non-interest expense decreased by 1.2% to $498.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 2.5%, from $486.00M to $498.00M. Over 4 years (FY 2021 to FY 2025), Commercial Banking — Non-interest expense shows an upward trend with a 2.4% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment

CategoryEfficiency

SignalLower is better

VolatilityStable

First reportedQ3 2017

Last reportedQ1 2026May 7, 2026

Rolls up toTotal Operating Expenses

How to read this metric

Lower expenses relative to revenue indicate higher operational efficiency, while rising expenses may signal investment in growth or inefficiency.

Detailed definition

The operating costs incurred by the commercial banking segment, including personnel, technology, occupancy, and administ...

Peer comparison

Comparable to 'Non-Interest Expense' or 'Operating Expenses' at peer banks.

Metric ID: cof_segment_commercial_banking_non_interest_expense

Historical Data

20 periods

	Q2 '21	Q3 '21	Q4 '21	Q1 '22	Q2 '22	Q3 '22	Q4 '22	Q1 '23	Q2 '23	Q3 '23	Q4 '23	Q1 '24	Q2 '24	Q3 '24	Q4 '24	Q1 '25	Q2 '25	Q3 '25	Q4 '25	Q1 '26
Value	$417.00M	$459.00M	$520.00M	$488.00M	$485.00M	$542.00M	$555.00M	$530.00M	$482.00M	$512.00M	$487.00M	$515.00M	$483.00M	$495.00M	$518.00M	$486.00M	$489.00M	$520.00M	$504.00M	$498.00M
QoQ Change	—	+10.1%	+13.3%	-6.2%	-0.6%	+11.8%	+2.4%	-4.5%	-9.1%	+6.2%	-4.9%	+5.7%	-6.2%	+2.5%	+4.6%	-6.2%	+0.6%	+6.3%	-3.1%	-1.2%
YoY Change	—	—	—	—	+16.3%	+18.1%	+6.7%	+8.6%	-0.6%	-5.5%	-12.3%	-2.8%	+0.2%	-3.3%	+6.4%	-5.6%	+1.2%	+5.1%	-2.7%	+2.5%

Range$417.00M – $555.00M

CAGR+3.8%

Avg YoY Growth+2.0%

Median YoY Growth+0.7%

Current Streak2 quarters decline

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Frequently Asked Questions

What is Capital One Financial's commercial banking — non-interest expense?: Capital One Financial (COF) reported commercial banking — non-interest expense of $498.00M in Q1 2026.
How has Capital One Financial's commercial banking — non-interest expense changed year-over-year?: Capital One Financial's commercial banking — non-interest expense increased by 2.5% year-over-year, from $486.00M to $498.00M.
What is the long-term trend for Capital One Financial's commercial banking — non-interest expense?: Over 4 years (2021 to 2025), Capital One Financial's commercial banking — non-interest expense has grown at a 2.4% compound annual growth rate (CAGR), from $1.82B to $2.00B.
What does commercial banking — non-interest expense mean?: The total operating costs to run the commercial banking business, excluding interest expenses.