Capital One Financial Credit Card — Revenue (reduction) from other sources increased by 4.6% to $526.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 67.0%, from $315.00M to $526.00M. Over 4 years (FY 2021 to FY 2025), Credit Card — Revenue (reduction) from other sources shows an upward trend with a 18.0% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
A decrease in the reduction (i.e., a smaller negative number) is positive, while an increase in the reduction suggests higher costs associated with loyalty programs or partner agreements.
This metric captures revenue adjustments or reductions derived from secondary activities within the credit card segment...
Comparable to contra-revenue accounts or loyalty program expense adjustments at other credit card issuers.
cof_segment_credit_card_revenue_reduction_from_other_sources| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $234.00M | $235.00M | $241.00M | $426.00M | $219.00M | $265.00M | $288.00M | $283.00M | $297.00M | $287.00M | $327.00M | $335.00M | $307.00M | $356.00M | $325.00M | $315.00M | $450.00M | $527.00M | $503.00M | $526.00M |
| QoQ Change | — | +0.4% | +2.6% | +76.8% | -48.6% | +21.0% | +8.7% | -1.7% | +4.9% | -3.4% | +13.9% | +2.4% | -8.4% | +16.0% | -8.7% | -3.1% | +42.9% | +17.1% | -4.6% | +4.6% |
| YoY Change | — | — | — | — | -6.4% | +12.8% | +19.5% | -33.6% | +35.6% | +8.3% | +13.5% | +18.4% | +3.4% | +24.0% | -0.6% | -6.0% | +46.6% | +48.0% | +54.8% | +67.0% |