Business Segments · Revenue (reduction) from other sources

Credit Card — Revenue (reduction) from other sources

Capital One Financial Credit Card — Revenue (reduction) from other sources increased by 4.6% to $526.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 67.0%, from $315.00M to $526.00M. Over 4 years (FY 2021 to FY 2025), Credit Card — Revenue (reduction) from other sources shows an upward trend with a 18.0% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.

Analysis

StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityModerate
First reportedQ1 2019
Last reportedQ1 2026May 7, 2026

How to read this metric

A decrease in the reduction (i.e., a smaller negative number) is positive, while an increase in the reduction suggests higher costs associated with loyalty programs or partner agreements.

Detailed definition

This metric captures revenue adjustments or reductions derived from secondary activities within the credit card segment...

Peer comparison

Comparable to contra-revenue accounts or loyalty program expense adjustments at other credit card issuers.

Metric ID: cof_segment_credit_card_revenue_reduction_from_other_sources

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$234.00M$235.00M$241.00M$426.00M$219.00M$265.00M$288.00M$283.00M$297.00M$287.00M$327.00M$335.00M$307.00M$356.00M$325.00M$315.00M$450.00M$527.00M$503.00M$526.00M
QoQ Change+0.4%+2.6%+76.8%-48.6%+21.0%+8.7%-1.7%+4.9%-3.4%+13.9%+2.4%-8.4%+16.0%-8.7%-3.1%+42.9%+17.1%-4.6%+4.6%
YoY Change-6.4%+12.8%+19.5%-33.6%+35.6%+8.3%+13.5%+18.4%+3.4%+24.0%-0.6%-6.0%+46.6%+48.0%+54.8%+67.0%
Range$219.00M$527.00M
CAGR+18.6%
Avg YoY Growth+19.1%
Median YoY Growth+16.0%

Frequently Asked Questions

What is Capital One Financial's credit card — revenue (reduction) from other sources?
Capital One Financial (COF) reported credit card — revenue (reduction) from other sources of $526.00M in Q1 2026.
How has Capital One Financial's credit card — revenue (reduction) from other sources changed year-over-year?
Capital One Financial's credit card — revenue (reduction) from other sources increased by 67.0% year-over-year, from $315.00M to $526.00M.
What is the long-term trend for Capital One Financial's credit card — revenue (reduction) from other sources?
Over 4 years (2021 to 2025), Capital One Financial's credit card — revenue (reduction) from other sources has grown at a 18.0% compound annual growth rate (CAGR), from $926.00M to $1.80B.
What does credit card — revenue (reduction) from other sources mean?
Revenue adjustments or costs incurred from secondary activities within the credit card segment.