Capital One Financial COF Ratios & Valuation
| FY'25 | FY'24 | FY'23 | FY'22 | ||
|---|---|---|---|---|---|
| Profitability | |||||
| Net margin | 4.6%-7.6pp | 12.1%-1.1pp | 13.3%-8.2pp | 21.5%-19.2pp | |
| Free cash flow margin | 48.9%+5.6pp | 43.3%-10.0pp | 53.3%+15.7pp | 37.6%-0.6pp | |
| Returns | |||||
| Return on equity | 2.8%-5.2pp | 8%-0.8pp | 8.8%-4.1pp | 13%-7.5pp | |
| Return on assets | 0.4%-0.6pp | 1%-0.1pp | 1%-0.6pp | 1.7%-1.2pp | |
| Efficiency | |||||
| Asset turnover | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | |
| Leverage | |||||
| Debt-to-equity | 0.5×-0.3× | 0.8×-0.1× | 0.9×+0.8× | 0×0.0× | |
| Debt-to-assets | 0.1×0.0× | 0.1×0.0× | 0.1×+0.1× | 0×0.0× | |
| Valuation | |||||
| Market capitalization | $154.08B+126% | $68.03B+36.2% | $49.94B+40.7% | $35.48B-42.5% | |
| Enterprise value | $145.35B+103% | $71.77B+23.9% | $57.91B+777% | $6.6B-89.0% | |
| Price / earnings | 62.8×+48.5× | 14.3×+4.1× | 10.2×+5.4× | 4.8×-0.2× | |
| Price / sales | 2.9×+1.1× | 1.7×+0.4× | 1.4×+0.3× | 1×-1.0× | |
| Price / book | 1.4×+0.2× | 1.1×+0.3× | 0.9×+0.2× | 0.7×-0.3× | |
| EV / sales | 2.7×+0.9× | 1.8×+0.3× | 1.6×+1.4× | 0.2×-1.8× | |
| Free cash flow yield | 17%-8.0pp | 24.9%-14.4pp | 39.3%+3.0pp | 36.3%+17.5pp | |
| Earnings yield | 1.6%-5.4pp | 7%-2.8pp | 9.8%-11.0pp | 20.7%+0.7pp | |
| Dividend yield | 1%-0.4pp | 1.4%-0.5pp | 1.9%-0.8pp | 2.7%+0.8pp |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Capital One Financial's ratios come from?
- Every ratio is computed from Capital One Financial's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
