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Central Pacific Financial CPF Interest-bearing checking and money market accounts

Interest-bearing checking and money market accounts at other companies

Central Pacific Financial logo
Central Pacific FinancialCPF
$522K+15.5%
Univest Financial Corporation logo
Univest Financial CorporationUVSP
$26.54M-6.1%
WesBanco logo
WesBancoWSBC
$29.37M0.0%
TFS Financial logo
TFS FinancialTFSL
1.3%-0.8pp
OceanFirst Financial logo
OceanFirst FinancialOCFC
2.4%-0.6pp
International Bancshares logo
International BancsharesIBOC
$17.78M-13.1%

Other financials

Income statement

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Revenue$72.9M+6.0%
Net income$20.7M+16.7%
EPS (diluted)$0.78+20.0%

Balance sheet

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Total debt$101.6M-37.4%
Total equity$593.9M+6.5%
Total assets$7.5B+1.2%

Cash flow

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Operating cash flow$18.3M-10.3%
CapEx$1.1M+19.9%
Free cash flow$17.3M-11.7%

Valuation

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Market cap$970.18M+40.0%
P/E12.1×+0.2×
P/S3.3×+0.6×

Profitability

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Net margin27.1%+4.5pp
FCF margin30.3%-1.2pp

Returns & leverage

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Return on equity14%+3.0pp
Debt / equity0.2×-0.1×

Where this comes from

Reported directly by Central Pacific Financial in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseDemandDepositAccounts.

The official record: Central Pacific Financial’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Central Pacific Financial's interest-bearing checking and money market accounts?
Central Pacific Financial (CPF) reported interest-bearing checking and money market accounts of $522K in Q1 2026.
How has Central Pacific Financial's interest-bearing checking and money market accounts changed year-over-year?
Central Pacific Financial's interest-bearing checking and money market accounts increased by 15.5% year-over-year, from $452K to $522K.
What is the long-term trend for Central Pacific Financial's interest-bearing checking and money market accounts?
Over 4 years (2021 to 2025), Central Pacific Financial's interest-bearing checking and money market accounts has grown at a 47.7% compound annual growth rate (CAGR), from $384K to $1.83M.
What does interest-bearing checking and money market accounts mean?
The total interest expense incurred on interest-bearing demand deposit accounts. This reflects the cost of maintaining liquid customer deposits that can be withdrawn on demand, serving as a primary indicator of the bank's cost of funds for core operational liquidity.