Skip to content
Q1 '26Q4 '25Q3 '25Q2 '25Q1 '25
Profitability
Net margin27.1%+0.6pp26.5%+2.5pp24%+1.2pp22.8%+0.2pp22.6%+1.3pp
Free cash flow margin30.3%-1.2pp31.5%-4.1pp35.7%+1.1pp34.6%+3.1pp31.5%+1.4pp
Returns
Return on equity14%+0.3pp13.7%+2.0pp11.7%+0.5pp11.2%+0.2pp10.9%+0.7pp
Return on assets1.1%0.0pp1%+0.2pp0.9%+0.1pp0.8%0.0pp0.8%+0.1pp
Efficiency
Asset turnover0.0×0.0×0.0×0.0×0.0×
Leverage
Debt-to-equity0.2×0.0×0.2×-0.1×0.3×0.0×0.3×0.0×0.3×-0.1×
Debt-to-assets0.0×0.0×0.0×0.0×0.0×
Per Share
Book value per share$22.48$21.71+3.3%$21.02+2.6%$20.48
Valuation
Market capitalization$970.18M+40.0%$835.3M+2.0%$818.62M+10.6%$740.49M+1.0%$733.21M-6.7%
Enterprise value$1.09B+25.5%$937.4M-4.0%$976.43M+8.0%$903.94M+0.9%$895.67M-8.1%
Price / earnings12.1×+0.2×10.8×-1.6×12.4×+0.2×12.2×-0.4×12.6×-2.1×
Price / sales3.3×+0.6×2.9×-0.1×+0.2×2.8×-0.1×2.8×-0.3×
Price / book1.7×+0.4×1.4×0.0×1.4×+0.1×1.3×0.0×1.3×-0.1×
EV / sales3.7×+0.3×3.2×-0.4×3.6×+0.2×3.4×-0.1×3.5×-0.4×
Free cash flow yield9.1%-2.4pp11.1%-0.9pp12%-0.5pp12.5%+1.4pp11.1%+1.5pp
Earnings yield8.2%-0.1pp9.3%+1.2pp8.1%-0.1pp8.2%+0.3pp7.9%+1.1pp
Dividend yield3%-1.0pp3.5%0.0pp3.5%-0.3pp3.9%0.0pp3.9%+0.3pp
PEG ratio0.3×-2.1×0.2×-0.5×0.8×-1.0×1.8×-0.7×2.5×

Chart any of these lines over time, or line them up against competitors.

Compare these in charts →

Questions, answered.

Where do Central Pacific Financial's ratios come from?
Every ratio is computed from Central Pacific Financial's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.