Central Pacific Financial CPF Ratios & Valuation
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 27.1%+0.6pp | 26.5%+2.5pp | 24%+1.2pp | 22.8%+0.2pp | 22.6%+1.3pp | |
| Free cash flow margin | 30.3%-1.2pp | 31.5%-4.1pp | 35.7%+1.1pp | 34.6%+3.1pp | 31.5%+1.4pp | |
| Returns | ||||||
| Return on equity | 14%+0.3pp | 13.7%+2.0pp | 11.7%+0.5pp | 11.2%+0.2pp | 10.9%+0.7pp | |
| Return on assets | 1.1%0.0pp | 1%+0.2pp | 0.9%+0.1pp | 0.8%0.0pp | 0.8%+0.1pp | |
| Efficiency | ||||||
| Asset turnover | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Leverage | ||||||
| Debt-to-equity | 0.2×0.0× | 0.2×-0.1× | 0.3×0.0× | 0.3×0.0× | 0.3×-0.1× | |
| Debt-to-assets | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Per Share | ||||||
| Book value per share | $22.48— | —— | $21.71+3.3% | $21.02+2.6% | $20.48— | |
| Valuation | ||||||
| Market capitalization | $970.18M+40.0% | $835.3M+2.0% | $818.62M+10.6% | $740.49M+1.0% | $733.21M-6.7% | |
| Enterprise value | $1.09B+25.5% | $937.4M-4.0% | $976.43M+8.0% | $903.94M+0.9% | $895.67M-8.1% | |
| Price / earnings | 12.1×+0.2× | 10.8×-1.6× | 12.4×+0.2× | 12.2×-0.4× | 12.6×-2.1× | |
| Price / sales | 3.3×+0.6× | 2.9×-0.1× | 3×+0.2× | 2.8×-0.1× | 2.8×-0.3× | |
| Price / book | 1.7×+0.4× | 1.4×0.0× | 1.4×+0.1× | 1.3×0.0× | 1.3×-0.1× | |
| EV / sales | 3.7×+0.3× | 3.2×-0.4× | 3.6×+0.2× | 3.4×-0.1× | 3.5×-0.4× | |
| Free cash flow yield | 9.1%-2.4pp | 11.1%-0.9pp | 12%-0.5pp | 12.5%+1.4pp | 11.1%+1.5pp | |
| Earnings yield | 8.2%-0.1pp | 9.3%+1.2pp | 8.1%-0.1pp | 8.2%+0.3pp | 7.9%+1.1pp | |
| Dividend yield | 3%-1.0pp | 3.5%0.0pp | 3.5%-0.3pp | 3.9%0.0pp | 3.9%+0.3pp | |
| PEG ratio | 0.3×-2.1× | 0.2×-0.5× | 0.8×-1.0× | 1.8×-0.7× | 2.5×— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Central Pacific Financial's ratios come from?
- Every ratio is computed from Central Pacific Financial's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
