Central Pacific Financial CPF Ratios & Valuation
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 27.1%+4.5pp | 26.5%+5.1pp | 24%+2.0pp | 22.8%+0.4pp | 22.6%+0.7pp | |
| Free cash flow margin | 30.3%-1.2pp | 31.5%+1.4pp | 35.7%+8.3pp | 34.6%+0.1pp | 31.5%-4.8pp | |
| Returns | ||||||
| Return on equity | 14%+3.0pp | 13.7%+3.5pp | 11.7%+0.4pp | 11.2%-0.3pp | 10.9%-0.4pp | |
| Return on assets | 1.1%+0.3pp | 1%+0.3pp | 0.9%+0.1pp | 0.8%+0.1pp | 0.8%0.0pp | |
| Efficiency | ||||||
| Asset turnover | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Leverage | ||||||
| Debt-to-equity | 0.2×-0.1× | 0.2×-0.2× | 0.3×-0.1× | 0.3×-0.1× | 0.3×-0.1× | |
| Debt-to-assets | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Per Share | ||||||
| Book value per share | $22.48+9.8% | —— | $21.71+8.6% | $21.02+9.9% | $20.48+9.4% | |
| Valuation | ||||||
| Market capitalization | $970.18M+37.8% | $835.3M+6.2% | $818.62M+2.5% | $740.49M+29.2% | $733.21M+37.3% | |
| Enterprise value | $1.07B+23.7% | $937.4M-3.8% | $976.43M-1.2% | $903.94M+18.5% | $895.67M+23.8% | |
| Price / earnings | 12.1×0.0× | 10.8×-3.9× | 12.4×-1.6× | 12.2×+2.1× | 12.6×+3.0× | |
| Price / sales | 3.3×+0.5× | 2.9×-0.3× | 3×-0.1× | 2.8×+0.5× | 2.8×+0.7× | |
| Price / book | 1.6×+0.4× | 1.4×-0.1× | 1.4×-0.1× | 1.3×+0.2× | 1.3×+0.3× | |
| EV / sales | 3.6×+0.3× | 3.2×-0.7× | 3.6×-0.3× | 3.4×+0.4× | 3.5×+0.6× | |
| Free cash flow yield | 9.3%-2.3pp | 11.1%+1.5pp | 12%+3.1pp | 12.5%-2.8pp | 11.1%-6.1pp | |
| Earnings yield | 8.3%0.0pp | 9.3%+2.5pp | 8.1%+0.9pp | 8.2%-1.7pp | 7.9%-2.4pp | |
| Dividend yield | 3.1%-1.0pp | 3.5%-0.1pp | 3.5%0.0pp | 3.9%-1.0pp | 3.9%-1.4pp | |
| PEG ratio | 0.3×-2.1× | 0.2×— | 0.8×— | 1.8×— | 2.5×— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Central Pacific Financial's ratios come from?
- Every ratio is computed from Central Pacific Financial's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
