Central Pacific Financial CPF Ratios & Valuation
| FY'25 | FY'24 | FY'23 | FY'22 | ||
|---|---|---|---|---|---|
| Profitability | |||||
| Net margin | 26.5%+5.1pp | 21.3%-1.5pp | 22.9%-5.2pp | 28.1%-3.4pp | |
| Free cash flow margin | 31.5%+1.4pp | 30.1%-5.9pp | 36%-0.3pp | 36.3%+1.6pp | |
| Returns | |||||
| Return on equity | 13.7%+3.5pp | 10.2%-2.0pp | 12.3%-2.4pp | 14.6%+0.2pp | |
| Return on assets | 1%+0.3pp | 0.7%-0.1pp | 0.8%-0.2pp | 1%-0.1pp | |
| Efficiency | |||||
| Asset turnover | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Leverage | |||||
| Debt-to-equity | 0.2×-0.2× | 0.3×0.0× | 0.4×0.0× | 0.3×+0.1× | |
| Debt-to-assets | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Valuation | |||||
| Market capitalization | $985.58M+40.0% | $786.22M+47.7% | $532.21M-3.6% | $552.18M-29.9% | |
| Enterprise value | $1.09B+25.5% | $974.59M+35.6% | $718.95M+2.9% | $698.93M-25.2% | |
| Price / earnings | 12.3×+0.2× | 14.7×+5.6× | 9.1×+1.6× | 7.5×-2.4× | |
| Price / sales | 3.3×+0.6× | 3.1×+1.1× | 2.1×0.0× | 2.1×-1.0× | |
| Price / book | 1.7×+0.4× | 1.5×+0.4× | 1.1×-0.2× | 1.2×-0.2× | |
| EV / sales | 3.7×+0.3× | 3.9×+1.1× | 2.8×+0.1× | 2.7×-1.0× | |
| Free cash flow yield | 9.1%-2.4pp | 9.6%-7.8pp | 17.4%0.0pp | 17.3%+6.1pp | |
| Earnings yield | 8.2%-0.1pp | 6.8%-4.2pp | 11%-2.4pp | 13.4%+3.2pp | |
| Dividend yield | 3%-1.0pp | 3.6%-1.7pp | 5.3%+0.1pp | 5.2%+1.7pp | |
| PEG ratio | 0.3×-2.1× | —— | —— | —— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Central Pacific Financial's ratios come from?
- Every ratio is computed from Central Pacific Financial's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
