What are Community Trust Bancorp's total assets?

Community Trust Bancorp (CTBI) holds $6.7B in total assets, up 7.4% year over year.

How much debt does Community Trust Bancorp have?

Community Trust Bancorp carries $16.0M in total debt against $871.2M of shareholders' equity, a debt-to-equity ratio of 0.02.

How much cash does Community Trust Bancorp have?

Community Trust Bancorp holds $358.7M in cash and equivalents.

Where does Community Trust Bancorp's balance sheet data come from?

Every line is extracted from Community Trust Bancorp's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.

Community Trust Bancorp CTBI Balance Sheet Statement

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY

Simplified Detailed

	FY'25	FY'24	FY'23	FY'22
Cash and cash equivalents	$363.68M-1.6%	$369.51M+36.1%	$271.4M+111%	$128.69M-58.7%
Short-term investments	$245K0.0%	$245K0.0%	$245K0.0%	$245K0.0%
Trading assets	——	——	——	——
Loans held for sale	$211K+14.7%	$184K+21.1%	$152K+39.4%	$109K-95.9%
Property and equipment, net	$52.61M+6.0%	$49.63M+9.5%	$45.31M+6.3%	$42.63M+5.3%
Operating lease right-of-use assets	$11.54M+1.1%	$11.41M-9.5%	$12.61M-8.7%	$13.81M+26.8%
Goodwill	$65.49M0.0%	$65.49M0.0%	$65.49M0.0%	$65.49M0.0%
Deferred tax assets	$20.86M-28.2%	$29.07M+3.3%	$28.14M-29.4%	$39.88M+7,204%
Other non-current assets	$36.83M+39.8%	$26.34M-15.3%	$31.09M+9.2%	$28.46M-8.1%
Available-for-sale securities	$1.12B+6.2%	$1.06B-9.3%	$1.16B-7.4%	$1.26B-13.7%
Total investments	$4.89M0.0%	$4.89M0.0%	$4.89M0.0%	$4.89M0.0%
Gross loans	$4.83B+9.1%	$4.43B+10.8%	$4B+9.2%	$3.66B+8.8%
Allowance for credit losses	$60.17M+9.5%	$54.97M+11.0%	$49.54M+7.7%	$45.98M+10.1%
Equity securities	$4.15M+9.9%	$3.78M+19.7%	$3.16M+45.8%	$2.17M-3.9%
Mortgage servicing rights	$6.75M-8.2%	$7.36M-4.0%	$7.67M-9.5%	$8.47M+25.0%
Total assets	$6.68B+7.9%	$6.19B+7.3%	$5.77B+7.2%	$5.38B-0.7%
Current portion of long-term debt	$309.3M+28.5%	$240.67M+6.6%	$225.75M+4.5%	$215.93M-20.5%
Operating lease liabilities, current	$11.92M+1.5%	$11.75M-9.3%	$12.96M-8.5%	$14.16M+22.2%
Short-term borrowings	$309.3M+28.5%	$240.67M+6.6%	$225.75M+4.5%	$215.93M-20.5%
Accrued interest	$8.54M+1.9%	$8.38M+13.4%	$7.39M+230%	$2.24M+120%
Deposits	$5.39B+6.3%	$5.07B+7.3%	$4.72B+6.7%	$4.43B+1.9%
Noninterest-bearing deposits	$1.26B+1.7%	$1.24B-1.4%	$1.26B-9.6%	$1.39B+4.8%
Savings deposits	$4.13B+7.8%	$3.83B+10.5%	$3.46B+14.3%	$3.03B+0.6%
Federal funds purchased and securities sold under repurchase agreements	$308.8M+28.6%	$240.17M+6.6%	$225.25M+4.6%	$215.43M-20.5%
Finance Lease Liabilities (Total)	$4.49M+30.6%	$3.44M+0.1%	$3.44M-1.0%	$3.47M+144%
Operating Lease Liabilities (Total)	$11.92M+1.5%	$11.75M-9.3%	$12.96M-8.5%	$14.16M+22.2%
Finance lease liabilities	$4.49M+30.6%	$3.44M+0.1%	$3.44M-1.0%	$3.47M+144%
Other non-current liabilities	$40.68M+10.2%	$36.91M+28.3%	$28.76M-10.5%	$32.13M+2.4%
Total liabilities	$5.83B+7.2%	$5.44B+7.3%	$5.07B+6.6%	$4.75B+0.7%
Preferred stock	$0—	$0—	$0—	$0—
Common stock	25M-72.3%	90.3M+0.3%	90M+0.5%	89.6M+0.4%
Additional paid-in capital	$236.42M+1.1%	$233.8M+1.2%	$231.13M+0.9%	$229.01M+0.8%
Retained earnings	$593.89M+11.7%	$531.86M+9.8%	$484.4M+10.4%	$438.6M+13.4%
Accumulated other comprehensive income (loss)	-$64.82M+34.1%	-$98.37M+4.8%	-$103.32M+20.0%	-$129.15M-2,564%
Total stockholders' equity	$856.07M+13.0%	$757.58M+7.9%	$702.21M+11.8%	$628.05M-10.0%
Total liabilities and stockholders' equity	$6.68B+7.9%	$6.19B+7.3%	$5.77B+7.2%	$5.38B-0.7%
Available-for-Sale Debt Securities - Amortized Cost	——	——	——	——
Available-for-Sale Debt Securities - Amortized Cost (Due Within One Year)	——	——	——	——
Available-for-Sale Debt Securities - Unrealized Loss Position (>=12 Months)	$828.77M-12.0%	$941.65M-14.2%	$1.1B+32.6%	$827.98M+767%
AFS and Trading Securities - Unrealized Loss Position (>=12 Months)	$828.77M-12.0%	$941.65M-14.2%	$1.1B+32.6%	$827.98M+767%
AFS and Trading Securities - Unrealized Loss Position (<12 Months) Fair Value	$128.09M+91.1%	$67.03M+94.7%	$34.43M-91.3%	$395.45M-58.7%
Available-for-Sale Debt Securities - Unrealized Loss Position (<12 Months)	$128.09M+91.1%	$67.03M+94.7%	$34.43M-91.3%	$395.45M-58.7%
Available-for-Sale Debt Securities - Unrealized Loss Position	$87.58M-33.2%	$131.16M-4.8%	$137.77M-21.1%	$174.62M+888%
AFS and Trading Securities - Unrealized Loss Position (>=12 Months) Fair Value	$828.77M-12.0%	$941.65M-14.2%	$1.1B+32.6%	$827.98M+767%
AFS and Trading Securities - Unrealized Loss Position Fair Value	$956.86M-5.1%	$1.01B-10.9%	$1.13B-7.4%	$1.22B+16.2%
AFS and Trading Securities - Unrealized Loss Position (<12 Months) Fair Value	$128.09M+91.1%	$67.03M+94.7%	$34.43M-91.3%	$395.45M-58.7%
Cash, Cash Equivalents, and Marketable Securities	$956.86M-5.1%	$1.01B-10.9%	$1.13B-7.4%	$1.22B+16.2%
Certificates of Deposit	$245K0.0%	$245K0.0%	$245K0.0%	$245K0.0%
Equipment Installment Plan Receivables, Gross	$4.89B+9.1%	$4.49B+10.8%	$4.05B+9.2%	$3.71B+8.8%
Interest-bearing deposits in banks and other financial institutions	$300.83M+1.5%	$296.48M+39.5%	$212.57M+175%	$77.38M-70.8%
Impaired Financing Receivable with No Related Allowance - Unpaid Principal Balance	$112K-98.6%	$8.25M+3,394%	$236K—	$0-100%
Financing Receivables	$4.83B+9.1%	$4.43B+10.8%	$4B+9.2%	$3.66B+8.8%
Loans and Lending Commitments	$4.83B+9.1%	$4.43B+10.8%	$4B+9.2%	$3.66B+8.8%
Available-for-Sale Debt Securities - Fair Value (Maturing 1 to 5 Years)	——	——	——	——
Loans 90+ Days Past Due	$10.62M+3.0%	$10.32M+4.0%	$9.92M+16.8%	$8.5M+42.7%
Purchased Credit Deteriorated Loans	$4.83B+9.1%	$4.43B+10.8%	$4B+9.2%	$3.66B+8.8%
Foreclosed Assets	$13K-98.2%	$731K+257%	$205K-64.0%	$570K-61.7%
Investments - Amortized Cost Basis	$1.21B+1.7%	$1.19B-8.8%	$1.3B-9.0%	$1.43B-2.1%
Net Investment in Lease	$11.54M+1.1%	$11.41M-9.5%	$12.61M-8.7%	$13.81M+26.8%
Bank Owned Life Insurance	$123.27M+21.4%	$101.51M0.0%	$101.46M+9.4%	$92.75M+1.8%
Cash and Due from Banks	$62.85M-13.9%	$73.02M+24.1%	$58.83M+14.7%	$51.31M+10.2%
Deferred tax assets	$20.86M-28.2%	$29.07M+3.3%	$28.14M-29.4%	$39.88M—
Interest-Bearing Deposits in Banks and Other Financial Institutions	$300.83M+1.5%	$296.48M+39.5%	$212.57M+175%	$77.38M-70.8%
Operating lease right-of-use assets	$11.54M+1.1%	$11.41M-9.5%	$12.61M-8.7%	$13.81M+26.8%
Other Assets	$36.83M+39.8%	$26.34M-15.3%	$31.09M+9.2%	$28.46M-8.1%
Fair value of servicing rights	$6.75M-8.2%	$7.36M-4.0%	$7.67M-9.5%	$8.47M+25.0%
Operating Lease Right-of-Use Assets in Other Assets	$11.54M+1.1%	$11.41M-9.5%	$12.61M-8.7%	$13.81M+26.8%
Lending commitments held for investment - individually evaluated	——	——	——	——
Fair Value of Repurchase Agreement Collateral	$358.1M+22.6%	$292.2M—	——	——
Repurchase Agreements - Gross	$308.8M+28.6%	$240.17M+6.6%	$225.25M+4.6%	$215.43M-20.5%
Debt Maturity - 5 to 10 Years	——	——	——	——
Debt Maturity - Over 10 Years	——	——	——	——
Federal Home Loan Bank Borrowings	$293K-6.7%	$314K-6.0%	$334K-5.9%	$355K-5.3%
Junior Subordinated Notes	$63.78M-0.4%	$64.02M-0.4%	$64.24M+11.1%	$57.84M0.0%
Interest-Bearing Deposit Liabilities	$4.13B+7.8%	$3.83B+10.5%	$3.46B+14.3%	$3.03B+0.6%
Total debt	$325.72M+27.3%	$255.86M+5.7%	$242.14M+3.7%	$233.56M-17.9%
AFS and Trading Securities - Unrealized Loss Position (>=12 Months) Accumulated Loss	$85.71M-34.0%	$129.96M-4.6%	$136.22M-11.1%	$153.3M+8,268%
Common Stock Par Value Per Share	$5.000.0%	$5.000.0%	$5.000.0%	$5.000.0%
Common Stock Shares Issued	18.1M+0.3%	18.1M+0.3%	18M+0.5%	17.9M+0.4%
Convertible Preferred Stock Authorized Shares	300K0.0%	300K0.0%	300K0.0%	300K0.0%
Additional paid-in capital	$236.42M+1.1%	$233.8M+1.2%	$231.13M+0.9%	$229.01M+0.8%
Common stock; $0.001 par value; 6,000 shares authorized; 3,755 and 3,751 shares issued and outstanding as of March 31, 2026 and December 31, 2025, respectively	$90.58M+0.3%	$90.29M+0.3%	$90M+0.5%	$89.59M+0.4%
Preferred stock; $0.001 par value; 100 shares authorized; no shares issued and outstanding	$0—	$0—	$0—	$0—
Investments - Gross Unrealized Losses	$956.86M-5.1%	$1.01B-10.9%	$1.13B-7.4%	$1.22B+16.2%
Share-Based Payment - Nonvested Awards (Number)	90.2K+4.2%	86.6K-10.6%	96.8K—	——
Share-Based Payment Award Options Outstanding - Number	——	——	——	——
Share-Based Payment - Unrecognized Cost of Nonvested Awards	$47.27+8.8%	$43.45-0.7%	$43.75—	——
Unrealized Gains on Investments	$1.36M+473%	$237K-3.3%	$245K0.0%	$245K-97.8%
Unrealized Losses on Investments (Before Tax)	$87.58M-33.2%	$131.16M-4.8%	$137.77M-21.1%	$174.62M+888%
Nonperforming Loans and Leases Percentage	$112K-98.6%	$8.25M+3,394%	$236K—	$0-100%
Cumulative Cost Basis	$1.21B+1.7%	$1.19B-8.8%	$1.3B-9.0%	$1.43B-2.1%
Fair Value Measurement Disclosure	$0—	$0—	——	——
Off-Balance Sheet Commitments (Contractual)	——	——	——	——
Debt Securities, Available-for-Sale, Accumulated Gross Unrealized Loss, before Tax	$87.58M-33.2%	$131.16M-4.8%	$137.77M-21.1%	$174.62M+888%
Gross Unrealized Gains	$1.36M+473%	$237K-3.3%	$245K0.0%	$245K-97.8%
Total	$1.21B+1.7%	$1.19B-8.8%	$1.3B-9.0%	$1.43B-2.1%
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year 5 Through 10	——	——	——	——
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year 5 Through 10	——	——	——	——
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year One Through Five	——	——	——	——
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year One Through Five	——	——	——	——
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year 10	——	——	——	——
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year 10	——	——	——	——
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, Year One	——	——	——	——
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, Year One	——	——	——	——
Available for sale investments	$1.12B+6.2%	$1.06B-9.3%	$1.16B-7.4%	$1.26B-13.7%
Collateral Dependent Loans Fair Value Disclosure	$697K-91.6%	$8.31M-1.0%	$8.4M+211%	$2.7M+118%
Common stock, par value (in dollars per share)	$50.0%	$50.0%	$50.0%	$50.0%
Common stock, shares authorized (in shares)	$25M0.0%	$25M0.0%	$25M0.0%	$25M0.0%
Common stock, shares issued (in shares)	$18.12M+0.3%	$18.06M+0.3%	$18M+0.5%	$17.92M+0.4%
Common Stock, Shares, Outstanding	$18.12M+0.3%	$18.06M+0.3%	$18M+0.5%	$17.92M+0.4%
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	$85.71M-34.0%	$129.96M-4.6%	$136.22M-11.1%	$153.3M+8,268%
Less than 12 months	$128.09M+91.1%	$67.03M+94.7%	$34.43M-91.3%	$395.45M-58.7%
12 months or more	$828.77M-12.0%	$941.65M-14.2%	$1.1B+32.6%	$827.98M+767%
Debt Securities Available For Sale Continuous Unrealized Loss Position Twelve Months Or Longer Amortized Cost	$914.48M-14.7%	$1.07B-13.2%	$1.23B+25.8%	$981.28M+908%
Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than Twelve Months Amortized Cost	$129.96M+90.5%	$68.23M+89.7%	$35.97M-91.4%	$416.78M-57.2%
Debt Securities Available For Sale Continuous Unrealized Loss Position Amortized Cost	$1.04B-8.4%	$1.14B-10.3%	$1.27B-9.1%	$1.4B+30.5%
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	$1.87M+55.5%	$1.2M-22.2%	$1.54M-92.8%	$21.32M+34.5%
Debt Securities, Available-for-Sale, Unrealized Loss Position, Accumulated Loss	$87.58M-33.2%	$131.16M-4.8%	$137.77M-21.1%	$174.62M+888%
Debt Securities, Available-for-Sale, Unrealized Loss Position	$956.86M-5.1%	$1.01B-10.9%	$1.13B-7.4%	$1.22B+16.2%
Cost not yet recognized	——	——	——	——
Federal funds purchased	$500K0.0%	$500K0.0%	$500K0.0%	$500K0.0%
Federal Home Loan Bank stock, at cost	$5.2M+2.7%	$5.06M+7.4%	$4.71M-29.4%	$6.68M-18.0%
Federal Reserve Bank stock	$4.89M0.0%	$4.89M0.0%	$4.89M0.0%	$4.89M0.0%
Finance Lease, Right-of-Use Asset, after Accumulated Amortization	$3.89M+30.9%	$2.97M-4.0%	$3.1M-5.1%	$3.26M+160%
Financing Receivable Accrued Interest	$19.7M—	——	——	——
ACL for loans to total HFI loans	——	——	——	——
Financing Receivable, Excluding Accrued Interest, Nonaccrual	$19.16M-28.2%	$26.69M+91.1%	$13.97M—	——
Financing Receivable Modification Recorded Investment Nonaccrual Status	——	——	——	——
With an allowance	$10.62M+3.0%	$10.32M+4.0%	$9.92M+16.8%	$8.5M+42.7%
Unused credit available	——	——	——	——
Loans And Leases Receivable Unearned Fees	$359K+36,000%	-$1K-100%	$800K-20.0%	$1M-75.0%
Mortgage Loans In Process Of Foreclosure Amount	$3.1M-22.5%	$4M+14.3%	$3.5M+6.1%	$3.3M+43.5%
Percentage Of Total Investment With Unrealized Losses	85.4%-10.1%	95.5%-1.8%	97.3%-0.1%	97.4%+25.0%
Preferred Stock, Shares Authorized	$300K0.0%	$300K0.0%	$300K0.0%	$300K0.0%
Carrying value of assets pledged as collateral against repurchase agreements	$358.1M+22.6%	$292.2M—	——	——
Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Nonvested Weighted Average Grant Date Fair Value	$47.27+8.8%	$43.45-0.7%	$43.75—	——
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Number	——	——	——	——
Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Nonvested Number	$90.18K+4.2%	$86.57K-10.6%	$96.84K—	——

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Questions, answered.

What are Community Trust Bancorp's total assets?: Community Trust Bancorp (CTBI) holds $6.7B in total assets, up 7.4% year over year.
How much debt does Community Trust Bancorp have?: Community Trust Bancorp carries $16.0M in total debt against $871.2M of shareholders' equity, a debt-to-equity ratio of 0.02.
How much cash does Community Trust Bancorp have?: Community Trust Bancorp holds $358.7M in cash and equivalents.
Where does Community Trust Bancorp's balance sheet data come from?: Every line is extracted from Community Trust Bancorp's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.