Community Trust Bancorp CTBI Ratios & Valuation
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 35.5%+0.8pp | 34.7%+0.6pp | 34.1%-0.5pp | 34.6%+0.9pp | 33.6%+0.3pp | |
| Free cash flow margin | 34.7%+0.2pp | 34.5%-3.5pp | 38%-0.9pp | 38.8%-3.2pp | 42.1%+3.0pp | |
| Returns | ||||||
| Return on equity | 12.5%+0.3pp | 12.2%+0.4pp | 11.7%-0.3pp | 12%+0.4pp | 11.5%+0.2pp | |
| Return on assets | 1.6%+0.1pp | 1.5%0.0pp | 1.5%0.0pp | 1.5%+0.1pp | 1.4%0.0pp | |
| Efficiency | ||||||
| Asset turnover | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Leverage | ||||||
| Debt-to-equity | 0×-0.4× | 0.4×+0.4× | 0×0.0× | 0×0.0× | 0×-0.3× | |
| Debt-to-assets | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Per Share | ||||||
| Book value per share | $48.19+1.6% | $47.44+3.0% | $46.05+2.9% | $44.74+2.8% | $43.51+3.3% | |
| Valuation | ||||||
| Market capitalization | $1.29B+41.6% | $1.02B+1.0% | $1.01B+6.8% | $948.47M+4.0% | $911.6M-4.8% | |
| Enterprise value | $945.87M+61.5% | $985.58M+88.6% | $522.57M-8.2% | $569.27M-3.1% | $587.4M-30.4% | |
| Price / earnings | 12.5×+1.9× | 10.4×-0.4× | 10.9×+0.5× | 10.4×-0.2× | 10.6×-1.0× | |
| Price / sales | 4.4×+0.9× | 3.6×-0.1× | 3.7×+0.1× | 3.6×0.0× | 3.6×-0.3× | |
| Price / book | 1.5×+0.3× | 1.2×0.0× | 1.2×0.0× | 1.2×0.0× | 1.2×-0.1× | |
| EV / sales | 3.3×+1.0× | 3.5×+1.6× | 1.9×-0.2× | 2.1×-0.1× | 2.3×-1.1× | |
| Free cash flow yield | 7.8%-4.0pp | 9.5%-0.7pp | 10.2%-0.6pp | 10.8%-1.0pp | 11.8%+1.7pp | |
| Earnings yield | 8%-1.4pp | 9.6%+0.4pp | 9.2%-0.4pp | 9.6%+0.2pp | 9.4%+0.8pp | |
| Dividend yield | 2.9%-0.8pp | 3.5%+0.1pp | 3.4%-0.1pp | 3.6%-0.1pp | 3.7%+0.2pp | |
| PEG ratio | 0.6×-0.3× | 0.6×0.0× | 0.6×0.0× | 0.6×-0.4× | 0.9×-0.9× |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Community Trust Bancorp's ratios come from?
- Every ratio is computed from Community Trust Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
