Community Trust Bancorp CTBI Ratios & Valuation
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 35.5%+1.9pp | 34.7%+1.4pp | 34.1%+1.1pp | 34.6%+1.7pp | 33.6%+0.3pp | |
| Free cash flow margin | 34.7%-7.4pp | 34.5%-4.7pp | 38%-2.4pp | 38.8%+3.4pp | 42.1%+7.9pp | |
| Returns | ||||||
| Return on equity | 12.5%+0.9pp | 12.2%+0.8pp | 11.7%+0.5pp | 12%+0.8pp | 11.5%+0.2pp | |
| Return on assets | 1.6%+0.2pp | 1.5%+0.1pp | 1.5%+0.1pp | 1.5%+0.1pp | 1.4%+0.1pp | |
| Efficiency | ||||||
| Asset turnover | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Leverage | ||||||
| Debt-to-equity | 0×0.0× | 0.4×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Debt-to-assets | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Per Share | ||||||
| Book value per share | $48.19+10.7% | $47.44+12.6% | $46.05+8.9% | $44.74+11.7% | $43.51+10.3% | |
| Valuation | ||||||
| Market capitalization | $1.29B+41.6% | $1.02B+6.9% | $1.01B+13.0% | $948.47M+20.5% | $911.6M+18.6% | |
| Enterprise value | $945.87M+61.5% | $985.58M+16.8% | $522.57M-22.1% | $569.27M-11.2% | $587.4M+19.5% | |
| Price / earnings | 12.5×+1.9× | 10.4×-1.1× | 10.9×-0.5× | 10.4×+0.2× | 10.6×+0.7× | |
| Price / sales | 4.4×+0.9× | 3.6×-0.2× | 3.7×0.0× | 3.6×+0.2× | 3.6×+0.2× | |
| Price / book | 1.5×+0.3× | 1.2×-0.1× | 1.2×0.0× | 1.2×+0.1× | 1.2×+0.1× | |
| EV / sales | 3.3×+1.0× | 3.5×+0.1× | 1.9×-0.9× | 2.1×-0.6× | 2.3×+0.2× | |
| Free cash flow yield | 7.8%-4.0pp | 9.5%-0.6pp | 10.2%-0.5pp | 10.8%+0.2pp | 11.8%+1.5pp | |
| Earnings yield | 8%-1.4pp | 9.6%+0.9pp | 9.2%+0.4pp | 9.6%-0.2pp | 9.4%-0.6pp | |
| Dividend yield | 2.9%-0.8pp | 3.5%0.0pp | 3.4%-0.3pp | 3.6%-0.6pp | 3.7%-0.6pp | |
| PEG ratio | 0.6×-0.3× | 0.6×-1.3× | 0.6×— | 0.6×— | 0.9×— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Community Trust Bancorp's ratios come from?
- Every ratio is computed from Community Trust Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
