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FY'25FY'24FY'23FY'22
Profitability
Net margin34.7%+1.4pp33.3%-0.5pp33.8%-2.2pp36%-3.3pp
Free cash flow margin34.5%-4.7pp39.1%+4.7pp34.5%-6.7pp41.2%-9.5pp
Returns
Return on equity12.2%+0.8pp11.3%-0.4pp11.7%-0.6pp12.3%-0.7pp
Return on assets1.5%+0.1pp1.4%0.0pp1.4%-0.1pp1.5%-0.2pp
Efficiency
Asset turnover0.0×0.0×0.0×0.0×
Leverage
Debt-to-equity0.4×0.0×0.3×0.0×0.3×0.0×0.4×0.0×
Debt-to-assets0.0×0.0×0.0×0.0×
Per Share
Book value per share$47.44+12.6%$42.14+7.4%$39.23+11.5%$35.18-10.3%
Valuation
Market capitalization$1.29B+41.6%$957.61M+21.3%$789.47M-4.1%$822.99M+5.8%
Enterprise value$945.87M+61.5%$843.96M+11.0%$760.21M-18.1%$927.86M+23.6%
Price / earnings12.5×+1.9×11.6×+1.4×10.1×+0.1×10.1×+1.2×
Price / sales4.4×+0.9×3.9×+0.4×3.4×-0.2×3.6×+0.1×
Price / book1.5×+0.3×1.3×+0.1×1.1×-0.2×1.3×+0.2×
EV / sales3.3×+1.0×3.4×+0.1×3.3×-0.8×4.1×+0.7×
Free cash flow yield7.8%-4.0pp10.2%+0.1pp10.1%-1.3pp11.4%-3.2pp
Earnings yield8%-1.4pp8.6%-1.2pp9.9%-0.1pp9.9%-1.4pp
Dividend yield2.9%-0.8pp3.5%-0.6pp4.1%+0.4pp3.6%+0.1pp
PEG ratio0.6×-0.3×1.9×

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Questions, answered.

Where do Community Trust Bancorp's ratios come from?
Every ratio is computed from Community Trust Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.