Long-Term Care — Expected future benefit payments
CVS Health Long-Term Care — Expected future benefit payments decreased by 0.3% to $3.13B in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 1.8%, from $3.19B to $3.13B. Over 3 years (FY 2022 to FY 2025), Long-Term Care — Expected future benefit payments shows relatively stable performance with a -0.8% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
An increase suggests rising future liabilities or longer life expectancies for policyholders, while a decrease may indicate lower expected claims or a shrinking policy base.
Detailed definition
This represents the actuarial estimate of total future cash outflows required to satisfy insurance benefit obligations f...
Peer comparison
Commonly reported by life and health insurers as 'Future Policy Benefit Reserves' or 'Actuarial Liabilities'.
cvs_segment_long_term_care_expected_future_benefit_paymentsHistorical Data
| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $3.12B | $3.28B | $3.27B | $3.27B | $3.25B | $3.24B | $3.24B | $3.22B | $3.22B | $3.21B | $3.20B | $3.19B | $3.17B | $3.16B | $3.14B | $3.13B |
| QoQ Change | — | +5.2% | -0.3% | -0.1% | -0.6% | -0.2% | -0.0% | -0.4% | -0.3% | -0.2% | -0.3% | -0.3% | -0.6% | -0.3% | -0.6% | -0.3% |
| YoY Change | — | — | — | — | +4.2% | -1.2% | -1.0% | -1.3% | -1.0% | -1.0% | -1.2% | -1.1% | -1.4% | -1.4% | -1.7% | -1.8% |
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Frequently Asked Questions
- What is CVS Health's long-term care — expected future benefit payments?
- CVS Health (CVS) reported long-term care — expected future benefit payments of $3.13B in Q4 2025.
- How has CVS Health's long-term care — expected future benefit payments changed year-over-year?
- CVS Health's long-term care — expected future benefit payments decreased by 1.8% year-over-year, from $3.19B to $3.13B.
- What is the long-term trend for CVS Health's long-term care — expected future benefit payments?
- Over 3 years (2022 to 2025), CVS Health's long-term care — expected future benefit payments has grown at a -0.8% compound annual growth rate (CAGR), from $12.93B to $12.61B.
- What does long-term care — expected future benefit payments mean?
- The total estimated amount of money the company expects to pay out for future long-term care insurance claims.