Future policy benefits
Chubb Future policy benefits increased by 4.6% to $19.27B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 15.5%, from $16.69B to $19.27B. Over 5 years (FY 2020 to FY 2025), Future policy benefits shows an upward trend with a 19.2% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
An increase reflects a growing long-term liability base, often associated with the expansion of life and annuity product lines.
Detailed definition
This liability represents the present value of future benefits expected to be paid to policyholders for long-duration co...
Peer comparison
Standard for life and health insurers; peers are compared based on actuarial assumptions and interest rate sensitivity.
ins_future_policy_benefitsHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $5.93B | $5.89B | $7.84B | $7.44B | $6.76B | $9.91B | $10.48B | $10.78B | $11.06B | $13.11B | $13.89B | $14.38B | $14.66B | $16.00B | $16.12B | $16.69B | $18.02B | $18.29B | $18.42B | $19.27B |
| QoQ Change | — | -0.7% | +33.1% | -5.1% | -9.2% | +46.6% | +5.8% | +2.9% | +2.6% | +18.5% | +5.9% | +3.5% | +2.0% | +9.1% | +0.7% | +3.5% | +8.0% | +1.5% | +0.7% | +4.6% |
| YoY Change | — | — | — | — | +13.9% | +68.2% | +33.7% | +45.0% | +63.8% | +32.3% | +32.6% | +33.3% | +32.5% | +22.1% | +16.1% | +16.1% | +22.9% | +14.3% | +14.3% | +15.5% |
Product Breakdown
| Segment | Q1 '22 | Q2 '22 | Q3 '22 | Q1 '23 | Q2 '23 | Q3 '23 |
|---|---|---|---|---|---|---|
| Accident and Health Insurance Product Line | $3.19B | $2.97B | $5.07B | $6.20B | $4.99B | $4.79B |
| Total | $7.44B | $6.76B | $9.91B | $10.78B | $11.06B | $13.11B |
Accident and Health Insurance Product Line was previously reported and has since been discontinued or reclassified. Only currently active segments are shown in the chart.
Business Segments
| Segment | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Segment Life | $13.23B | $13.32B | $14.61B | $14.68B | $15.26B | $16.47B | $16.75B | $17.66B |
| Other Segments | — | $1.34B | $1.39B | — | $1.43B | — | — | — |
| Total | $14.38B | $14.66B | $16.00B | $16.12B | $16.69B | $18.02B | $18.29B | $19.27B |
Future policy benefits at Other Companies
Frequently Asked Questions
- What is Chubb's future policy benefits?
- Chubb (CB) reported future policy benefits of $19.27B in Q1 2026.
- How has Chubb's future policy benefits changed year-over-year?
- Chubb's future policy benefits increased by 15.5% year-over-year, from $16.69B to $19.27B.
- What is the long-term trend for Chubb's future policy benefits?
- Over 5 years (2020 to 2025), Chubb's future policy benefits has grown at a 19.2% compound annual growth rate (CAGR), from $7.65B to $18.42B.
- What does future policy benefits mean?
- The estimated present value of future payouts for long-term life and annuity policies.