What is Cincinnati Financial's future policy benefits?

Cincinnati Financial (CINF) reported future policy benefits of $2.97B in Q1 2026.

How has Cincinnati Financial's future policy benefits changed year-over-year?

Cincinnati Financial's future policy benefits decreased by 0.1% year-over-year, from $2.97B to $2.97B.

What is the long-term trend for Cincinnati Financial's future policy benefits?

Over 2 years (2023 to 2025), Cincinnati Financial's future policy benefits has grown at a -1.2% compound annual growth rate (CAGR), from $3.07B to $2.99B.

Cincinnati Financial CINF Future policy benefits

Future policy benefits at other companies

The Hartford Financial Services GroupHIG

$451M+0.4%

ChubbCB

$19.27B+15.5%

CNA FinancialCNA

$13.2B-0.8%

LoewsL

$13.2B-0.8%

Fidelity National FinancialFNF

$10.75B+18.6%

KemperKMPR

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Segments

By product

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Term Life Insurance$1.09B+2.3%

Universal life$590M+0.5%

Deferred Fixed Annuity$546M-6.2%

Whole Life Insurance$420M+1.9%

Structured Settlement Annuity$110M-5.2%

Long-Duration Insurance, Other$109M+0.9%

Other financials

Income statement

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Revenue$2.9B+11.6%

Net income$274.0M+404%

EPS (diluted)$1.75+407%

Balance sheet

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Cash & equivalents$1.2B+19.8%

Total debt$791.0M+0.1%

Total equity$15.7B+14.6%

Total assets$41.2B+10.6%

Cash flow

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Operating cash flow$656.0M+112%

CapEx$2.0M-33.3%

Free cash flow$654.0M+113%

Valuation

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Market cap$28.64B+30.4%

Enterprise value$28.22B+29.7%

P/E10.4×-1.7×

P/S2.2×+0.3×

Profitability

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Net margin21.3%+8.1pp

FCF margin26.6%+3.0pp

Returns & leverage

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Return on equity18.7%+7.8pp

Debt / equity0.1×0.0×

Where this comes from

Reported directly by Cincinnati Financial in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefits.

The official record: Cincinnati Financial’s 10-Q, filed April 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Cincinnati Financial's future policy benefits?: Cincinnati Financial (CINF) reported future policy benefits of $2.97B in Q1 2026.
How has Cincinnati Financial's future policy benefits changed year-over-year?: Cincinnati Financial's future policy benefits decreased by 0.1% year-over-year, from $2.97B to $2.97B.
What is the long-term trend for Cincinnati Financial's future policy benefits?: Over 2 years (2023 to 2025), Cincinnati Financial's future policy benefits has grown at a -1.2% compound annual growth rate (CAGR), from $3.07B to $2.99B.