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Cincinnati Financial CINF Long-Duration Insurance, Other — Net life policy reserves

Other product segments

Term Life Insurance
$1.09B+2.3%
Universal life
$590M+0.5%
Deferred Fixed Annuity
$546M-6.2%
Whole Life Insurance
$420M+1.9%
Structured Settlement Annuity
$110M-5.2%

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AIGLong-Duration Insurance — Other reserves
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GLLife — Net liability for future policy benefits—long duration health
$15.03B+1.2%
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GLOther — Net liability for future policy benefits—long duration life
$3.25B+2.5%
Uber Technologies logo
UBERLong-term insurance reserves
$9.44B+24.2%
Aveanna Healthcare Holdings Inc. logo
AVAHLong Term Insurance Reserves
$51.81M+12.8%
The Hartford Financial Services Group logo
HIGLong-Duration Insurance, Other — Liability for Future Policy Benefit, before Reinsurance
$82M+7.9%

Other financials

Income statement

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Revenue$2.9B+11.6%
Net income$274.0M+404%
EPS (diluted)$1.75+407%

Balance sheet

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Cash & equivalents$1.2B+19.8%
Total debt$791.0M+0.1%
Total equity$15.7B+14.6%
Total assets$41.2B+10.6%

Cash flow

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Operating cash flow$656.0M+112%
CapEx$2.0M-33.3%
Free cash flow$654.0M+113%

Valuation

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Market cap$28.64B+30.4%
Enterprise value$28.22B+29.7%
P/E10.4×-1.7×
P/S2.2×+0.3×

Profitability

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Net margin21.3%+8.1pp
FCF margin26.6%+3.0pp

Returns & leverage

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Return on equity18.7%+7.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Cincinnati Financial in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefits.

The official record: Cincinnati Financial’s 10-Q, filed April 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Cincinnati Financial's long-duration insurance, other — net life policy reserves?
Cincinnati Financial (CINF) reported long-duration insurance, other — net life policy reserves of $109M in Q1 2026.
How has Cincinnati Financial's long-duration insurance, other — net life policy reserves changed year-over-year?
Cincinnati Financial's long-duration insurance, other — net life policy reserves increased by 0.9% year-over-year, from $108M to $109M.
What does long-duration insurance, other — net life policy reserves mean?
This represents the net liability held by the insurer to cover future claims and benefits for long-duration life insurance policies. It reflects the actuarial estimate of the present value of future benefits minus the present value of future net premiums, adjusted for reinsurance.