Business Segments · Future policy benefits
Life Insurance — Future policy benefits
Chubb Life Insurance — Future policy benefits increased by 1.0% to $16.92B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 15.3%, from $14.68B to $16.92B. Over 2 years (FY 2023 to FY 2025), Life Insurance — Future policy benefits shows an upward trend with a 21.7% CAGR.
Analysis
StatementSegment
CategoryRisk
SignalContext dependent
VolatilityStable
First reportedQ4 2021
Last reportedQ4 2025
Rolls up toFuture policy benefits
How to read this metric
Rising levels reflect an expanding portfolio of long-term insurance obligations, requiring higher capital allocation to meet future claims.
Detailed definition
The gross actuarial estimate of the present value of future benefits payable to policyholders. This metric serves as the...
Peer comparison
Standard industry metric for gross life insurance reserves.
Metric ID:
cb_segment_life_insurance_future_policy_benefitsHistorical Data
14 periods
| Q4 '21 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $6.69B | $9.33B | $9.66B | $9.89B | $11.92B | $12.68B | $13.23B | $13.32B | $14.61B | $14.68B | $15.26B | $16.47B | $16.75B | $16.92B |
| QoQ Change | — | +39.5% | +3.5% | +2.4% | +20.6% | +6.3% | +4.3% | +0.7% | +9.7% | +0.5% | +3.9% | +7.9% | +1.7% | +1.0% |
| YoY Change | — | +39.5% | — | — | — | +36.0% | +37.0% | +34.7% | +22.6% | +15.8% | +15.4% | +23.6% | +14.6% | +15.3% |
Range$6.69B – $16.92B
CAGR+33.1%
Avg YoY Growth+25.4%
Median YoY Growth+23.1%
Current Streak13+ quarters growth
Similar Metrics at Other Companies
Frequently Asked Questions
- What is Chubb's life insurance — future policy benefits?
- Chubb (CB) reported life insurance — future policy benefits of $16.92B in Q4 2025.
- How has Chubb's life insurance — future policy benefits changed year-over-year?
- Chubb's life insurance — future policy benefits increased by 15.3% year-over-year, from $14.68B to $16.92B.
- What is the long-term trend for Chubb's life insurance — future policy benefits?
- Over 2 years (2023 to 2025), Chubb's life insurance — future policy benefits has grown at a 21.7% compound annual growth rate (CAGR), from $44.15B to $65.40B.
- What does life insurance — future policy benefits mean?
- The total gross amount of money set aside to cover future life insurance claims.