What is Sprinklr's allowance for credit losses?

Sprinklr (CXM) reported allowance for credit losses of $0 in Q1 2026.

What does allowance for credit losses mean?

Reserve held against the loan portfolio for estimated future credit losses under the CECL methodology — a contra-asset reducing net loans.

Sprinklr CXM Allowance for credit losses

Allowance for credit losses at other companies

Eastern Bankshares, Inc.EBC

$327.89M+46.2%

Mid Penn BancorpMPB

$41.11M+14.7%

Universal Insurance HoldingsUVE

$816K-1.6%

SHA

SharonAI Holdings, Inc. Class A Common StockSHAZ

$36.12K-54.2%

Texas Capital BancsharesTCBI

$270.44M-2.9%

SLMSLM

$1.38B-4.2%

Other financials

Income statement

See full

Revenue$219.5M+6.8%

Gross profit$143.0M+0.1%

Operating income$10.6M+705%

Net income$4.2M+367%

EPS (diluted)$0.02+300%

Balance sheet

See full

Cash & equivalents$171.9M+27.2%

Total debt$43.8M-13.9%

Total equity$488.5M-23.7%

Total assets$1.1B-10.7%

Cash flow

See full

Operating cash flow$70.4M-16.0%

CapEx$328.0K+13.5%

Free cash flow$70.0M-16.1%

Valuation

See full

Market cap$1.17B-43.5%

Enterprise value$1.05B-47.5%

P/E41×+22.0×

P/S1.4×-1.2×

Profitability

See full

Gross margin66.3%-4.7pp

Operating margin6%+4.0pp

Net margin3.3%-10.3pp

FCF margin16.6%+2.2pp

Returns & leverage

See full

Return on equity5.1%-12.4pp

Debt / equity0.1×0.0×

Current ratio1.4×-0.3×

Where this comes from

Reported directly by Sprinklr in its filing.

Tagged under the XBRL concept us-gaap:DebtSecuritiesAvailableForSaleAllowanceForCreditLoss.

The official record: Sprinklr’s 10-Q, filed June 4, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Sprinklr's allowance for credit losses?: Sprinklr (CXM) reported allowance for credit losses of $0 in Q1 2026.
What does allowance for credit losses mean?: Reserve held against the loan portfolio for estimated future credit losses under the CECL methodology — a contra-asset reducing net loans.