Skip to content

Universal Insurance Holdings UVE Allowance for credit losses

Allowance for credit losses at other companies

American International Group logo
American International GroupAIG
$37.71B-0.2%
Corebridge Financial logo
Corebridge FinancialCRBG
$753M-4.9%
W.R. Berkley logo
W.R. BerkleyWRB
Assurant logo
AssurantAIZ

Other financials

Income statement

See full
Revenue$393.6M-0.3%
Net income$54.3M+31.0%
EPS (diluted)$1.88+30.6%

Balance sheet

See full
Cash & equivalents$598.4M+49.3%
Total debt$100.3M-0.8%
Total equity$584.7M+38.4%
Total assets$2.8B+2.0%

Cash flow

See full
Operating cash flow$154.8M-17.1%
CapEx$1.6M+28.8%
Free cash flow$153.2M-17.4%

Valuation

See full
Market cap$1.14B+43.7%
Enterprise value$638.15M+25.3%
P/E5.8×-6.0×
P/S0.7×+0.2×

Profitability

See full
Net margin12.2%+7.9pp
FCF margin21.5%

Returns & leverage

See full
Return on equity38.9%+21.9pp
Debt / equity0.2×-0.1×

Where this comes from

Reported directly by Universal Insurance Holdings in its filing.

Tagged under the XBRL concept us-gaap:DebtSecuritiesAvailableForSaleAllowanceForCreditLoss.

The official record: Universal Insurance Holdings’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

Ask your AI about Universal Insurance Holdings's allowance for credit losses.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Universal Insurance Holdings's allowance for credit losses?
Universal Insurance Holdings (UVE) reported allowance for credit losses of $816K in Q1 2026.
How has Universal Insurance Holdings's allowance for credit losses changed year-over-year?
Universal Insurance Holdings's allowance for credit losses decreased by 1.6% year-over-year, from $829K to $816K.
What is the long-term trend for Universal Insurance Holdings's allowance for credit losses?
Over 5 years (2020 to 2025), Universal Insurance Holdings's allowance for credit losses has grown at a 27.7% compound annual growth rate (CAGR), from $186K to $631K.
What does allowance for credit losses mean?
Reserve held against the loan portfolio for estimated future credit losses under the CECL methodology — a contra-asset reducing net loans.