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Citizens Financial Services, Inc. CZFS Business Segments — Income Tax Expense Benefit

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Other financials

Income statement

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Revenue$29.8M+12.8%
Net income$10.4M+36.2%
EPS (diluted)$2.16+35.8%

Balance sheet

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Cash & equivalents$33.1M-10.0%
Total debt$198.7M-34.2%
Total equity$343.6M+11.4%
Total assets$3.0B+0.3%

Cash flow

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Operating cash flow$18.0M+64.6%
CapEx$125.0K-78.6%
Free cash flow$17.9M+72.7%

Valuation

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Market cap$341.1M+26.0%
Enterprise value$506.74M-5.4%
P/E8.7×-0.9×
P/S+0.3×

Profitability

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Net margin34%+6.2pp
FCF margin37%+8.8pp

Returns & leverage

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Return on equity12.1%+2.4pp
Debt / equity0.6×-0.4×

Where this comes from

Reported directly by Citizens Financial Services, Inc. in its filing.

Tagged under the XBRL concept us-gaap:IncomeTaxExpenseBenefit.

The official record: Citizens Financial Services, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens Financial Services, Inc.'s business segments — income tax expense benefit?
Citizens Financial Services, Inc. (CZFS) reported business segments — income tax expense benefit of $2.33M in Q1 2026.
How has Citizens Financial Services, Inc.'s business segments — income tax expense benefit changed year-over-year?
Citizens Financial Services, Inc.'s business segments — income tax expense benefit increased by 28.9% year-over-year, from $1.81M to $2.33M.
What is the long-term trend for Citizens Financial Services, Inc.'s business segments — income tax expense benefit?
Over 3 years (2022 to 2025), Citizens Financial Services, Inc.'s business segments — income tax expense benefit has grown at a 10.0% compound annual growth rate (CAGR), from $6.44M to $8.57M.
What does business segments — income tax expense benefit mean?
Reflects the portion of the bank's total income tax expense allocated to the community banking segment. This metric is necessary to determine the segment's net contribution to the company's bottom line after tax obligations. It provides insight into the segment's effective tax rate and its impact on overall corporate profitability.