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Bank of the James Financial Group BOTJ Community Banking — Income Tax Expense Benefit

Other segment segments

Investment Advisory Services
$297K+91.6%
All Other Segments
-$206K-5.6%
Holding Company
$100K+279%

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CFFICommunity Banking — Income Tax Expense Benefit
$1.63M+34.5%
F.N.B. Corporation logo
FNBCommunity Banking — Income tax expense (benefit)
$39M+14.7%

Other financials

Income statement

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Revenue$12.7M+15.4%
Net income$2.8M+229%
EPS (diluted)$0.61+221%

Balance sheet

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Cash & equivalents$88.0M-7.3%
Total debt$3.3M-14.8%
Total equity$81.3M+18.9%
Total assets$1.1B+4.9%

Cash flow

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Operating cash flow$4.7M+521%
CapEx$382.0K-38.6%
Free cash flow$4.4M+2,990%

Valuation

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Market cap$116.4M+84.6%
P/E10.6×+1.8×
P/S2.3×+0.9×

Profitability

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Net margin21.8%+7.1pp
FCF margin29.2%+11.9pp

Returns & leverage

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Return on equity14.6%+4.4pp
Debt / equity0.0×

Where this comes from

Reported directly by Bank of the James Financial Group in its filing.

Tagged under the XBRL concept us-gaap:IncomeTaxExpenseBenefit.

The official record: Bank of the James Financial Group’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank of the James Financial Group's community banking — income tax expense benefit?
Bank of the James Financial Group (BOTJ) reported community banking — income tax expense benefit of $308K in Q1 2026.
How has Bank of the James Financial Group's community banking — income tax expense benefit changed year-over-year?
Bank of the James Financial Group's community banking — income tax expense benefit increased by 214.3% year-over-year, from $98K to $308K.
What is the long-term trend for Bank of the James Financial Group's community banking — income tax expense benefit?
Over 4 years (2021 to 2025), Bank of the James Financial Group's community banking — income tax expense benefit has grown at a 2.7% compound annual growth rate (CAGR), from $1.37M to $1.52M.
What does community banking — income tax expense benefit mean?
This represents the total income tax expense or benefit recognized by the community banking segment for the reporting period. It reflects the tax impact of the segment's operational profitability on the overall corporate tax liability.