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Bank of the James Financial Group BOTJ Holding Company — Income Tax Expense Benefit

Other segment segments

Community Banking
$308K+214%
Investment Advisory Services
$297K+91.6%
All Other Segments
-$206K-5.6%

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Other financials

Income statement

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Revenue$12.7M+15.4%
Net income$2.8M+229%
EPS (diluted)$0.61+221%

Balance sheet

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Cash & equivalents$88.0M-7.3%
Total debt$3.3M-14.8%
Total equity$81.3M+18.9%
Total assets$1.1B+4.9%

Cash flow

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Operating cash flow$4.7M+521%
CapEx$382.0K-38.6%
Free cash flow$4.4M+2,990%

Valuation

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Market cap$116.4M+84.6%
P/E10.6×+1.8×
P/S2.3×+0.9×

Profitability

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Net margin21.8%+7.1pp
FCF margin29.2%+11.9pp

Returns & leverage

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Return on equity14.6%+4.4pp
Debt / equity0.0×

Where this comes from

Reported directly by Bank of the James Financial Group in its filing.

Tagged under the XBRL concept us-gaap:IncomeTaxExpenseBenefit.

The official record: Bank of the James Financial Group’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank of the James Financial Group's holding company — income tax expense benefit?
Bank of the James Financial Group (BOTJ) reported holding company — income tax expense benefit of $100K in Q1 2026.
How has Bank of the James Financial Group's holding company — income tax expense benefit changed year-over-year?
Bank of the James Financial Group's holding company — income tax expense benefit increased by 278.6% year-over-year, from -$56K to $100K.
What does holding company — income tax expense benefit mean?
This metric reflects the tax impact on the holding company segment's earnings, representing either the tax liability accrued or the tax benefit recognized. It is influenced by the segment's pre-tax income, applicable tax rates, and specific tax planning strategies. Monitoring this helps investors understand the effective tax burden on the parent entity's operations.