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C&F Financial CFFI Community Banking — Income Tax Expense Benefit

Other segment segments

All Other Segments
-$360K-15.4%
Mortgage Banking
$310K+109%
Consumer Finance
-$27K-131%

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$8.82M+24.5%
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NRIMCommunity Banking — Provision for income taxes
$3.21M-1.2%

Other financials

Income statement

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Revenue$36.3M+11.3%
Net income$6.7M+25.7%
EPS (diluted)$2.08+25.3%

Balance sheet

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Cash & equivalents$77.4M+1.9%
Total debt$20.0M-44.3%
Total equity$265.5M+13.1%
Total assets$2.8B+7.7%

Cash flow

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Operating cash flow-$7.6M-336%
CapEx$322.0K+20.6%
Free cash flow-$7.9M-368%

Valuation

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Market cap$260.35M+29.2%
Enterprise value$202.92M+23.8%
P/E9.2×+1.0×
P/S1.8×+0.3×

Profitability

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Net margin19.5%+2.7pp
FCF margin7.8%-19.9pp

Returns & leverage

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Return on equity11.3%+1.6pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by C&F Financial in its filing.

Tagged under the XBRL concept us-gaap:IncomeTaxExpenseBenefit.

The official record: C&F Financial’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is C&F Financial's community banking — income tax expense benefit?
C&F Financial (CFFI) reported community banking — income tax expense benefit of $1.63M in Q1 2026.
How has C&F Financial's community banking — income tax expense benefit changed year-over-year?
C&F Financial's community banking — income tax expense benefit increased by 34.5% year-over-year, from $1.21M to $1.63M.
What is the long-term trend for C&F Financial's community banking — income tax expense benefit?
Over 4 years (2021 to 2025), C&F Financial's community banking — income tax expense benefit has grown at a 19.8% compound annual growth rate (CAGR), from $3.05M to $6.29M.
What does community banking — income tax expense benefit mean?
Represents the provision for income taxes allocated to the community banking segment based on its taxable income. This metric reflects the tax burden associated with the segment's operations and is essential for calculating net segment profitability.