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Citizens Community Bancorp CZWI Business Segments — Depreciation

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Other financials

Income statement

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Revenue$16.1M+13.5%
Net income$3.8M+17.5%
EPS (diluted)$0.39+21.9%

Balance sheet

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Cash & equivalents$149.2M+48.9%
Total debt$731.0K-24.6%
Total equity$190.9M+6.0%
Total assets$1.8B+2.4%

Cash flow

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Operating cash flow$4.0M+146%
CapEx$570.0K+470%
Free cash flow$3.4M+125%

Valuation

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Market cap$225.58M+67.4%
Enterprise value$77.1M+14.4%
P/E15.1×+4.2×
P/S3.5×+1.2×

Profitability

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Net margin23.3%+0.2pp
FCF margin20.1%-1.7pp

Returns & leverage

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Return on equity8.1%+0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Citizens Community Bancorp in its filing.

Tagged under the XBRL concept us-gaap:Depreciation.

The official record: Citizens Community Bancorp’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens Community Bancorp's business segments — depreciation?
Citizens Community Bancorp (CZWI) reported business segments — depreciation of $474K in Q1 2026.
How has Citizens Community Bancorp's business segments — depreciation changed year-over-year?
Citizens Community Bancorp's business segments — depreciation decreased by 9.9% year-over-year, from $526K to $474K.
What is the long-term trend for Citizens Community Bancorp's business segments — depreciation?
Over 2 years (2023 to 2025), Citizens Community Bancorp's business segments — depreciation has grown at a -7.5% compound annual growth rate (CAGR), from $2.37M to $2.03M.
What does business segments — depreciation mean?
This metric represents the systematic allocation of the cost of tangible assets over their estimated useful lives within the reportable business segment. It reflects the non-cash expense associated with the wear and tear or obsolescence of physical infrastructure used to support banking operations. Monitoring this helps investors assess the capital intensity and ongoing investment requirements of the segment's physical footprint.