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Citizens Community Bancorp CZWI Interest Expense Borrowings

Interest Expense Borrowings at other companies

Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$2.86M-23.1%
Capital Bancorp logo
Capital BancorpCBNK
$502K+150%
Southern First Bancshares logo
Southern First BancsharesSFST
$2.66M-1.5%
German American Bancorp logo
German American BancorpGABC
$2.16M-17.5%
National Bank Holdings logo
National Bank HoldingsNBHC
$1.98M-1.2%

Other financials

Income statement

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Revenue$16.1M+13.5%
Net income$3.8M+17.5%
EPS (diluted)$0.39+21.9%

Balance sheet

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Cash & equivalents$149.2M+48.9%
Total debt$731.0K-24.6%
Total equity$190.9M+6.0%
Total assets$1.8B+2.4%

Cash flow

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Operating cash flow$4.0M+146%
CapEx$570.0K+470%
Free cash flow$3.4M+125%

Valuation

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Market cap$225.58M+67.4%
Enterprise value$77.1M+14.4%
P/E15.1×+4.2×
P/S3.5×+1.2×

Profitability

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Net margin23.3%+0.2pp
FCF margin20.1%-1.7pp

Returns & leverage

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Return on equity8.1%+0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Citizens Community Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseBorrowings.

The official record: Citizens Community Bancorp’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens Community Bancorp's interest expense borrowings?
Citizens Community Bancorp (CZWI) reported interest expense borrowings of $0 in Q1 2026.
How has Citizens Community Bancorp's interest expense borrowings changed year-over-year?
Citizens Community Bancorp's interest expense borrowings decreased by 100.0% year-over-year, from $11K to $0.
What is the long-term trend for Citizens Community Bancorp's interest expense borrowings?
Over 4 years (2021 to 2025), Citizens Community Bancorp's interest expense borrowings has grown at a -69.8% compound annual growth rate (CAGR), from $1.57M to $13K.
What does interest expense borrowings mean?
Interest costs specifically associated with wholesale funding sources such as federal funds purchased, repurchase agreements, and other non-deposit borrowings. Monitoring this helps assess the bank's reliance on market-based funding versus stable core deposits.