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Citizens Community Bancorp CZWI Transfers of loans to foreclosed assets

Transfers of loans to foreclosed assets at other companies

Origin Bancorp logo
Origin BancorpOBK
$48.5K
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS

Other financials

Income statement

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Revenue$16.1M+13.5%
Net income$3.8M+17.5%
EPS (diluted)$0.39+21.9%

Balance sheet

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Cash & equivalents$149.2M+48.9%
Total debt$731.0K-24.6%
Total equity$190.9M+6.0%
Total assets$1.8B+2.4%

Cash flow

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Operating cash flow$4.0M+146%
CapEx$570.0K+470%
Free cash flow$3.4M+125%

Valuation

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Market cap$225.58M+67.4%
Enterprise value$77.1M+14.4%
P/E15.1×+4.2×
P/S3.5×+1.2×

Profitability

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Net margin23.3%+0.2pp
FCF margin20.1%-1.7pp

Returns & leverage

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Return on equity8.1%+0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Citizens Community Bancorp in its filing.

Tagged under the XBRL concept us-gaap:TransferOfOtherRealEstate.

The official record: Citizens Community Bancorp’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens Community Bancorp's transfers of loans to foreclosed assets?
Citizens Community Bancorp (CZWI) reported transfers of loans to foreclosed assets of $0 in Q1 2026.
What is the long-term trend for Citizens Community Bancorp's transfers of loans to foreclosed assets?
Over 2 years (2022 to 2025), Citizens Community Bancorp's transfers of loans to foreclosed assets has grown at a -100.0% compound annual growth rate (CAGR), from $92K to $0.
What does transfers of loans to foreclosed assets mean?
This metric represents the non-cash movement of loan balances into foreclosed real estate assets, typically occurring when a bank takes possession of collateral following a borrower default. It serves as a critical indicator of credit quality deterioration and the effectiveness of the institution's loan workout strategies. Monitoring this activity helps investors assess the potential for future losses and the bank's exposure to the real estate market.