Where do Citizens Community Bancorp's ratios come from?

Every ratio is computed from Citizens Community Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

	FY'25	FY'24	FY'23	FY'22
Profitability
Net margin	23.1%-1.2pp	24.3%+2.0pp	22.3%-4.3pp	26.6%-4.0pp
Free cash flow margin	17.7%-16.8pp	34.5%+14.4pp	20.1%-18.4pp	38.5%—
Returns
Return on equity	7.9%+0.1pp	7.8%+0.1pp	7.7%-2.8pp	10.5%-2.3pp
Return on assets	0.8%+0.1pp	0.8%+0.1pp	0.7%-0.3pp	1%-0.3pp
Efficiency
Asset turnover	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Leverage
Debt-to-equity	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Debt-to-assets	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Valuation
Market capitalization	$225.58M+67.4%	$163.45M+33.7%	$122.26M-2.5%	$125.41M-12.9%
Enterprise value	$77.1M+14.4%	$114.36M+31.7%	$86.81M-5.6%	$92M-6.6%
Price / earnings	15.1×+4.2×	11.9×+2.5×	9.4×+2.3×	7.1×+0.3×
Price / sales	3.5×+1.2×	2.9×+0.8×	2.1×+0.2×	1.9×-0.2×
Price / book	1.2×+0.5×	0.9×+0.2×	0.7×0.0×	0.8×-0.1×
EV / sales	1.2×0.0×	2×+0.5×	1.5×+0.1×	1.4×0.0×
Free cash flow yield	5.7%+0.3pp	11.9%+2.3pp	9.6%-10.9pp	20.5%—
Earnings yield	6.6%-2.6pp	8.4%-2.3pp	10.7%-3.5pp	14.2%-0.6pp
PEG ratio	0.9×—	2.2×—	——	——

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Where do Citizens Community Bancorp's ratios come from?: Every ratio is computed from Citizens Community Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.