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Return on assets at other companies

Associated Banc-Corp logo
Associated Banc-CorpASB
1.1%
U.S. Bancorp logo
U.S. BancorpUSB
1.1%+0.1pp
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
1%0.0pp
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
1.3%+0.3pp
Citizens & Northern logo
Citizens & NorthernCZNC
0.6%-0.4pp
CTB
Community Trust BancorpCTBI
1.6%+0.2pp

Other financials

Income statement

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Revenue$16.1M+13.5%
Net income$3.8M+17.5%
EPS (diluted)$0.39+21.9%

Balance sheet

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Cash & equivalents$149.2M+48.9%
Total debt$731.0K-24.6%
Total equity$190.9M+6.0%
Total assets$1.8B+2.4%

Cash flow

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Operating cash flow$4.0M+146%
CapEx$570.0K+470%
Free cash flow$3.4M+125%

Valuation

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Market cap$225.58M+67.4%
Enterprise value$77.1M+14.4%
P/E15.1×+4.2×
P/S3.5×+1.2×

Profitability

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Net margin23.3%+0.2pp
FCF margin20.1%-1.7pp

Returns & leverage

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Return on equity8.1%+0.8pp
Debt / equity0.0×

Where this comes from

Calculated from Citizens Community Bancorp’s reported figures.

Based on trailing twelve months.

The official record: Citizens Community Bancorp’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens Community Bancorp's return on assets?
Citizens Community Bancorp (CZWI) reported return on assets of 0.8% in Q1 2026.
How has Citizens Community Bancorp's return on assets changed year-over-year?
Citizens Community Bancorp's return on assets increased by 16.3% year-over-year, from 0.7% to 0.8%.
What is the long-term trend for Citizens Community Bancorp's return on assets?
Over 5 years (2020 to 2025), Citizens Community Bancorp's return on assets has grown at a 0.4% compound annual growth rate (CAGR), from 0.8% to 0.8%.
What does return on assets mean?
Trailing-twelve-month net income divided by average total assets. Measures how efficiently the asset base generates profit, independent of how those assets are financed. Computed as net income over average total assets — note this is OpenCapital's standard definition and may differ from data vendors that use alternative numerators.