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Discontinued — last reported Q1 '26

EBIT at other companies

Upstart Holdings, Inc. logo
Upstart Holdings, Inc.UPST
-$7.52M-67.2%
Chime Financial, Inc. Class A Common Stock logo
Chime Financial, Inc. Class A Common StockCHYM
$46.16M+405%
Enova International logo
Enova InternationalENVA
$207.11M+20.5%
PayPal Holdings, Inc. logo
PayPal Holdings, Inc.PYPL
Affirm Holdings, Inc. logo
Affirm Holdings, Inc.AFRM
Block logo
BlockXYZ

Other financials

Income statement

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Revenue$158.4M+46.7%
Operating income-$3.0M
Net income$57.9M+101%
EPS (diluted)$4.02+104%

Balance sheet

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Cash & equivalents$133.3M+184%
Total debt$425.0K-99.4%
Total equity$203.8M+2.2%
Total assets$530.5M+68.1%

Cash flow

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Operating cash flow$82.0M+81.3%
CapEx$19.0K-48.6%
Free cash flow$82.0M+81.4%

Valuation

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Market cap$4.04B+113%

Profitability

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Operating margin-4.2%
Net margin37.2%+23.5pp
FCF margin54%+14.2pp

Returns & leverage

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Return on equity111.6%+79.5pp
Debt / equity-0.4×
Current ratio3.9×-4.7×

Where this comes from

Calculated from Dave, Inc.’s reported figures.

The official record: Dave, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Dave, Inc.'s EBIT?
Dave, Inc. (DAVE) reported EBIT of $71.89M in Q1 2026.
How has Dave, Inc.'s EBIT changed year-over-year?
Dave, Inc.'s EBIT increased by 101.8% year-over-year, from $35.63M to $71.89M.
What is the long-term trend for Dave, Inc.'s EBIT?
Over 4 years (2021 to 2025), Dave, Inc.'s EBIT has grown at a 128.9% compound annual growth rate (CAGR), from -$6.38M to $175.07M.
What does EBIT mean?
Earnings before interest and taxes — the profit from the business before financing cost and tax. Uses reported operating income where a company reports it; otherwise pre-tax income plus interest expense. Lets companies be compared on earning power independent of capital structure.