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Dave, Inc. DAVE Stock-Based Comp

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Other financials

Income statement

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Revenue$170.8M+29.6%
Operating income-$3.0M
Net income$6.7M-26.0%
EPS (diluted)$0.49-21.0%

Balance sheet

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Cash & equivalents$209.6M+240%
Total debt$333.0K-99.6%
Total equity$207.9M-4.2%
Total assets$570.8M+57.0%

Cash flow

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Operating cash flow$68.4M+0.2%
CapEx$232.0K+82.7%
Free cash flow$68.1M+0.1%

Valuation

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Market cap$4.66B+78.1%
Enterprise value$4.45B+69.2%
P/E20.9×-26.5×
P/S7.2×+1.2×

Profitability

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Operating margin-4.2%
Net margin34.6%+21.9pp
FCF margin50.7%+6.4pp

Returns & leverage

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Return on equity104.8%+74.1pp
Debt / equity-0.3×
Current ratio4.2×-5.3×

Where this comes from

Reported directly by Dave, Inc. in its filing.

Tagged under the XBRL concept us-gaap:RestrictedStockExpense.

The source filing: Dave, Inc.’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:16 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-335154
Line itemFor The Six Months Ended / June 30, 2026For The Six Months Ended / June 30, 2025
Provision for credit losses55,40435,898
Changes in fair value of earnout liabilities8,0527,496
Changes in fair value of public and private warrant liabilities17,32720,843
Stock-based compensation23,45115,802
Non-cash interest expense from the convertible notes439-
Deferred income taxes(277)-
Non-cash lease expense-(20)
Changes in fair value of marketable securities and investments-66

Item 1. Financial Statements

FAQ

What is Dave, Inc.'s stock-based comp?
Dave, Inc. (DAVE) reported stock-based comp of $23.37M in Q2 2026.
How has Dave, Inc.'s stock-based comp changed year-over-year?
Dave, Inc.'s stock-based comp increased by 47.9% year-over-year, from $15.8M to $23.37M.
What is the long-term trend for Dave, Inc.'s stock-based comp?
Over 4 years (2021 to 2025), Dave, Inc.'s stock-based comp has grown at a 41.9% compound annual growth rate (CAGR), from $7.38M to $29.9M.
What does stock-based comp mean?
Total non-cash stock-based compensation expense for equity awards (RSUs, options, ESPP), added back to net income in cash flow reconciliation.

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