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Other financials

Income statement

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Revenue$1.0B+32.6%
Operating income$88.4M+1,154%
Net income$102.9M+3,570%
EPS (diluted)$0.30+2,900%

Balance sheet

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Cash & equivalents$2.5B+42.5%
Total debt$9.3B+18.8%
Total equity$3.8B+31.6%
Total assets$13.1B+25.9%

Cash flow

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Operating cash flow$386.5M+83.7%
CapEx$61.4M+15.8%
Free cash flow$325.1M+107%

Valuation

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Market cap$25.65B+2.9%
Enterprise value$32.51B+40.1%
P/E67.1×-411×
P/S6.5×-1.3×

Profitability

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Operating margin-7.3%-3.2pp
Net margin9.6%+8.2pp
FCF margin19.8%-0.4pp

Returns & leverage

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Return on equity11.5%+9.9pp
Debt / equity2.5×-0.3×

Where this comes from

Reported directly by Affirm Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:ShareBasedCompensation.

The source filing: Affirm Holdings, Inc.’s 10-Q, filed May 7, 2026.

Filed
May 7, 2026, 5:04 PM EDT
Fiscal quarter
Q3 FY2026
Calendar quarter
Q1 2026
Accession
0001628280-26-032294
Line itemNine Months Ended March 31, 2026Nine Months Ended March 31, 2025
Amortization of debt issuance costs20,80423,298
Accrued interest on securities available for sale(26,070)(34,182)
Commercial agreement warrant expense142,681230,102
Stock-based compensation237,490255,938
Depreciation and amortization215,985161,081
Other(32,090)9,980
Change in operating assets and liabilities:
Purchases and origination of loans held for sale(2,089,516)(3,051,742)

Item 1. Financial Statements

FAQ

What is Affirm Holdings, Inc.'s stock-based comp?
Affirm Holdings, Inc. (AFRM) reported stock-based comp of $73.84M in Q1 2026.
How has Affirm Holdings, Inc.'s stock-based comp changed year-over-year?
Affirm Holdings, Inc.'s stock-based comp decreased by 2.3% year-over-year, from $75.61M to $73.84M.
What is the long-term trend for Affirm Holdings, Inc.'s stock-based comp?
Over 3 years (2022 to 2025), Affirm Holdings, Inc.'s stock-based comp has grown at a -6.3% compound annual growth rate (CAGR), from $390.98M to $321.43M.
What does stock-based comp mean?
Total non-cash stock-based compensation expense for equity awards (RSUs, options, ESPP), added back to net income in cash flow reconciliation.

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