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Dave, Inc. DAVE Total Interest Income

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Other financials

Income statement

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Revenue$170.8M+29.6%
Operating income-$3.0M
Net income$6.7M-26.0%
EPS (diluted)$0.49-21.0%

Balance sheet

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Cash & equivalents$209.6M+240%
Total debt$333.0K-99.6%
Total equity$207.9M-4.2%
Total assets$570.8M+57.0%

Cash flow

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Operating cash flow$68.4M+0.2%
CapEx$232.0K+82.7%
Free cash flow$68.1M+0.1%

Valuation

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Market cap$4.06B+60.9%
Enterprise value$3.85B+51.8%
P/E18.2×-27.5×
P/S6.3×+0.5×

Profitability

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Operating margin-4.2%
Net margin34.6%+21.9pp
FCF margin50.7%+6.4pp

Returns & leverage

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Return on equity104.8%+74.1pp
Debt / equity-0.3×
Current ratio4.2×-5.3×

Where this comes from

Reported directly by Dave, Inc. in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeDepositsWithFinancialInstitutions.

The source filing: Dave, Inc.’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:16 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-335154
Line itemFor The Three Months Ended / June 30, 2026For The Three Months Ended / June 30, 2025For The Six Months Ended / June 30, 2026For The Six Months Ended / June 30, 2025
Other operating expenses11,5206,20321,22512,497
Total operating expenses118,55290,675217,400163,505
Other (income) expenses:
Interest income(1,328)(588)(2,152)(1,019)
Interest expense2,0201,7773,7493,535
Changes in fair value of earnout liabilities11,2427,8948,0527,496
Changes in fair value of public and private warrant liabilities25,63620,49117,32720,843
Total other (income) expense, net37,57029,57426,97630,855

Item 1. Financial Statements

FAQ

What is Dave, Inc.'s total interest income?
Dave, Inc. (DAVE) reported total interest income of $1.33M in Q2 2026.
How has Dave, Inc.'s total interest income changed year-over-year?
Dave, Inc.'s total interest income increased by 125.9% year-over-year, from $588K to $1.33M.
What is the long-term trend for Dave, Inc.'s total interest income?
Over 3 years (2022 to 2025), Dave, Inc.'s total interest income has grown at a -18.5% compound annual growth rate (CAGR), from $2.95M to $1.6M.
What does total interest income mean?
Total interest earned on all interest-bearing assets — loans, investment securities, deposits at other banks, and federal funds sold.

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