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Pagaya Technologies PGY Total Interest Income

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$140.13M-12.0%
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Coastal FinancialCCB
$118.55M+10.0%

Other financials

Income statement

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Revenue$317.9M+9.6%
Gross profit$140.4M+14.2%
Operating income$80.0M+67.8%
Net income$24.7M+213%
EPS (diluted)$0.28+180%

Balance sheet

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Cash & equivalents$380.0M+65.5%
Total debt$507.6M+43.8%
Total equity$529.3M+57.8%
Total assets$1.6B+29.0%

Cash flow

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Operating cash flow$43.2M+25.4%
CapEx$3.2M-15.9%
Free cash flow$40.0M+30.5%

Valuation

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Market cap$1.78B-17.6%
Enterprise value$1.9B-15.2%
P/E18.1×
P/S1.3×-0.5×

Profitability

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Gross margin42.9%+0.4pp
Operating margin22.3%+12.4pp
Net margin7.4%+4.0pp
FCF margin17.6%

Returns & leverage

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Return on equity22.7%+12.8pp
Debt / equity-0.1×
Current ratio1.4×-0.1×

Where this comes from

Reported directly by Pagaya Technologies in its filing.

Tagged under the XBRL concept us-gaap:InterestAndDividendIncomeOperating.

The source filing: Pagaya Technologies’s 10-Q, filed May 7, 2026.

Filed
May 7, 2026, 4:17 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001883085-26-000031
Line itemThree Months Ended March 31, 2026Three Months Ended March 31, 2025
Revenue
Revenue from fees (1)$298,991$282,704
Other Income
Interest income17,6667,676
Investment income (loss), net1,287(391)
Total Revenue and Other Income317,944289,989
Production costs177,561167,083
Technology, data and product development15,94019,444

Item 1. Financial Statements

FAQ

What is Pagaya Technologies's total interest income?
Pagaya Technologies (PGY) reported total interest income of $17.67M in Q1 2026.
How has Pagaya Technologies's total interest income changed year-over-year?
Pagaya Technologies's total interest income increased by 130.1% year-over-year, from $7.68M to $17.67M.
What is the long-term trend for Pagaya Technologies's total interest income?
Over 4 years (2021 to 2025), Pagaya Technologies's total interest income has grown at a 13.8% compound annual growth rate (CAGR), from $28.88M to $48.43M.
What does total interest income mean?
Total interest earned on all interest-bearing assets — loans, investment securities, deposits at other banks, and federal funds sold.

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