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Eastern Bankshares, Inc. EBC Card income — Fess earned but not yet received

Other product segments

Investment advisory fees
$5.9M-44.9%
Service charges on deposit accounts
$1.5M

Similar metrics at other companies

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CBSHBank card transaction fees — Contract with Customer, Receivable
$14.33M-1.4%
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NAVNCredit card receivables
$221.42M
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SOFIDeposits credited but not yet received in cash
$451.81M+68.5%
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MELICredit card receivables and other means of payments, net
$7.97B
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PNCCard and cash management
$738M+6.6%
EFC
EFCIncome earned not collected
$8M+64.3%

Other financials

Income statement

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Revenue$288.2M+710%
Net income$65.3M+130%
EPS (diluted)$0.29+127%

Balance sheet

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Cash & equivalents$331.6M-10.1%
Total debt$813.8M+454%
Total equity$4.3B+19.6%
Total assets$30.6B+22.6%

Cash flow

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Operating cash flow-$9.5M-120%
CapEx$3.1M+69.6%
Free cash flow-$12.5M-128%

Valuation

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Market cap$4.43B+33.8%

Profitability

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Net margin35.1%+24.6pp
FCF margin33.5%-20.7pp

Returns & leverage

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Return on equity9.4%+7.2pp
Debt / equity0.2×+0.1×

Where this comes from

Reported directly by Eastern Bankshares, Inc. in its filing.

Tagged under the XBRL concept us-gaap:AccruedFeesAndOtherRevenueReceivable.

The official record: Eastern Bankshares, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Eastern Bankshares, Inc.'s card income — fess earned but not yet received?
Eastern Bankshares, Inc. (EBC) reported card income — fess earned but not yet received of $900K in Q1 2026.
What does card income — fess earned but not yet received mean?
This metric tracks the amount of card-related fee revenue that has been recognized as earned under accounting standards but for which cash payment has not yet been collected from the customer or payment network. It functions as a measure of accrued income, highlighting potential timing differences between service delivery and cash realization. Monitoring this balance provides insight into the bank's operational efficiency in billing and the credit quality of its fee-based receivables.