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Eagle Financial Services EFSI Increase (Decrease) in Loans to Federal Home Loan Banks

Increase (Decrease) in Loans to Federal Home Loan Banks at other companies

NewtekOne, Inc. logo
NewtekOne, Inc.NEWT
-$23K+85.4%
Eagle Financial Services logo
Eagle Financial ServicesEFSI
$6.25M+600%
First Guaranty Bancshares logo
First Guaranty BancsharesFGBI
$0-100%
SBC
Seacoast Banking Corporation of FloridaSBCF
-$90M
Hanmi Financial logo
Hanmi FinancialHAFC
$0+100%
Webster Financial Corporation logo
Webster Financial CorporationWBS
$1.83B+129%

Other financials

Income statement

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Revenue--100%
Net income$3.7M+154%
EPS (diluted)$0.69+145%

Balance sheet

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Cash & equivalents$189.8M-28.4%
Total debt$9.7M-72.6%
Total equity$190.3M+7.8%
Total assets$1.8B-3.5%

Cash flow

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Operating cash flow$4.3M-25.9%
CapEx$209.0K-61.1%
Free cash flow$4.1M-22.3%

Valuation

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Market cap$224.4M-0.7%
Enterprise value$44.32M
P/E11.9×

Profitability

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Net margin1,354,533.3%+1,332,318pp
FCF margin8,829.7%

Returns & leverage

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Return on equity10.3%+6.2pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by Eagle Financial Services in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInLoansToFederalHomeLoanBanks.

The official record: Eagle Financial Services’s 10-K, filed March 16, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Eagle Financial Services's increase (decrease) in loans to federal home loan banks?
Eagle Financial Services (EFSI) reported increase (decrease) in loans to federal home loan banks of $6.25M in Q4 2025.
How has Eagle Financial Services's increase (decrease) in loans to federal home loan banks changed year-over-year?
Eagle Financial Services's increase (decrease) in loans to federal home loan banks increased by 600.0% year-over-year, from -$1.25M to $6.25M.
What is the long-term trend for Eagle Financial Services's increase (decrease) in loans to federal home loan banks?
Over 2 years (2023 to 2025), Eagle Financial Services's increase (decrease) in loans to federal home loan banks has grown at a -59.8% compound annual growth rate (CAGR), from $155M to $25M.
What does increase (decrease) in loans to federal home loan banks mean?
This metric tracks the net change in funds lent by the institution to Federal Home Loan Banks or similar regulatory entities. It represents the deployment of excess liquidity into highly secure, institutional-grade assets. Changes in this balance reflect the institution's strategy for managing short-term surplus cash and interest-earning asset allocation.