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Enova International ENVA Operating Lease ROU Assets

Operating Lease ROU Assets at other companies

World Acceptance logo
World AcceptanceWRLD
$72.78M-2.4%
Regional Management Corporation logo
Regional Management CorporationRM
$44.17M+8.5%
Oportun Financial Corporation logo
Oportun Financial CorporationOPRT
5.8%+0.4pp
Upstart Holdings, Inc. logo
Upstart Holdings, Inc.UPST
1,878,300%+1,878,295pp
OppFi logo
OppFiOPFI
5%0.0pp
Primis Financial Corp. logo
Primis Financial Corp.FRST
$64.23M+547%

Other financials

Income statement

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Revenue$928.9M+21.6%
Gross profit$568.1M+28.7%
Operating income$237.1M+28.8%
Net income$105.1M+38.0%
EPS (diluted)$4.00+39.9%

Balance sheet

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Cash & equivalents$122.2M+120%
Total debt$5.0B+26.3%
Total equity$1.5B+21.8%
Total assets$7.2B+26.2%

Cash flow

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Operating cash flow$544.0M+21.6%
CapEx$12.6M+12.4%
Free cash flow$531.4M+21.8%

Valuation

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Market cap$6.37B+144%
Enterprise value$11.3B+72.5%
P/E17.9×+7.7×
P/S1.9×+1.0×

Profitability

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Gross margin59.8%+2.4pp
Operating margin24%+1.3pp
Net margin10.3%+1.6pp
FCF margin56.7%+1.3pp

Returns & leverage

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Return on equity26.1%+4.5pp
Debt / equity3.4×+0.1×

Where this comes from

Reported directly by Enova International in its filing.

Tagged under the XBRL concept us-gaap:OperatingLeaseRightOfUseAsset.

The source filing: Enova International’s 10-Q, filed July 23, 2026.

Filed
Jul 23, 2026, 5:15 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-314590
Line itemJune 30, 2026June 30, 2025December 31, 2025
Income taxes receivable32,04535,58640,901
Other receivables and prepaid expenses(1)81,22578,04580,870
Property and equipment, net140,251127,686132,566
Operating lease right-of-use assets15,35217,78116,549
Goodwill279,275279,275279,275
Intangible assets, net2,1516,9233,660
Other assets(1)33,90726,69935,204
Total assets$7,222,182$5,724,753$6,468,432

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is Enova International's operating lease ROU assets?
Enova International (ENVA) reported operating lease ROU assets of $15.35M in Q2 2026.
How has Enova International's operating lease ROU assets changed year-over-year?
Enova International's operating lease ROU assets decreased by 13.7% year-over-year, from $17.78M to $15.35M.
What is the long-term trend for Enova International's operating lease ROU assets?
Over 5 years (2020 to 2025), Enova International's operating lease ROU assets has grown at a -16.2% compound annual growth rate (CAGR), from $40.12M to $16.55M.
What does operating lease ROU assets mean?
Right-of-use assets representing the lessee's right to use leased property over the lease term under ASC 842 operating lease classification.

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