What is OppFi's operating lease ROU assets?

OppFi (OPFI) reported operating lease ROU assets of 5% in Q1 2026.

How has OppFi's operating lease ROU assets changed year-over-year?

OppFi's operating lease ROU assets decreased by 0.0% year-over-year, from 5% to 5%.

What does operating lease ROU assets mean?

Right-of-use assets representing the lessee's right to use leased property over the lease term under ASC 842 operating lease classification.

OppFi OPFI Operating Lease ROU Assets

Operating Lease ROU Assets at other companies

Enova InternationalENVA

$15.93M-9.5%

Upstart Holdings, Inc.UPST

7.4%+2.1pp

World AcceptanceWRLD

$71.53M-6.2%

Q2 HoldingsQTWO

$25.77M-10.9%

SoFi Technologies, Inc.SOFI

$88.86M+14.2%

Blue Owl CapitalOWL

5.7%+0.1pp

Other financials

Income statement

See full

Revenue$87.3M-3.9%

Operating income$35.4M-16.8%

Net income$28.4M+350%

EPS (diluted)$0.56+217%

Balance sheet

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Cash & equivalents$99.9M+10.1%

Total debt$10.9M-14.9%

Total equity$75.7M+235%

Total assets$720.0M+12.5%

Cash flow

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Operating cash flow$90.8M+8.4%

CapEx$5.1M+17.2%

Free cash flow$85.6M+7.9%

Valuation

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Market cap$751.46M+138%

Enterprise value$662.47M+175%

P/E11.4×-20.5×

P/S2×+1.1×

Profitability

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Operating margin42.2%+4.5pp

Net margin17.5%+14.7pp

FCF margin102.9%+11.8pp

Returns & leverage

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Return on equity134.6%+85.9pp

Debt / equity0.1×-0.4×

Current ratio0.3×—

Where this comes from

Reported directly by OppFi in its filing.

Tagged under the XBRL concept us-gaap:OperatingLeaseWeightedAverageDiscountRatePercent.

The official record: OppFi’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OppFi's operating lease ROU assets?: OppFi (OPFI) reported operating lease ROU assets of 5% in Q1 2026.
How has OppFi's operating lease ROU assets changed year-over-year?: OppFi's operating lease ROU assets decreased by 0.0% year-over-year, from 5% to 5%.
What does operating lease ROU assets mean?: Right-of-use assets representing the lessee's right to use leased property over the lease term under ASC 842 operating lease classification.