What is Enova International's price / book?

Enova International (ENVA) reported price / book of 2.4× in Q1 2026.

How has Enova International's price / book changed year-over-year?

Enova International's price / book increased by 16.4% year-over-year, from 2.1× to 2.4×.

What is the long-term trend for Enova International's price / book?

Over 5 years (2020 to 2025), Enova International's price / book has grown at a 24.3% compound annual growth rate (CAGR), from 1× to 2.9×.

What does price / book mean?

Market capitalization at the quarter end divided by shareholders' equity. The premium (or discount) the market assigns to the company's book equity.

Enova International ENVA Price / book

Price / book at other companies

Credit AcceptanceCACC

3×-0.6×

SoFi Technologies, Inc.SOFI

1.9×0.0×

International BancsharesIBOC

1.3×-0.1×

Atlantic Union BanksharesAUB

1×+0.1×

Ameris BancorpABCB

1.3×+0.3×

Western Alliance BancorporationWAL

1×-0.2×

Other financials

Income statement

See full

Revenue$875.1M+17.4%

Gross profit$529.0M+24.1%

Operating income$207.1M+20.5%

Net income$91.1M+24.9%

EPS (diluted)$3.46+28.6%

Balance sheet

See full

Cash & equivalents$96.1M+73.2%

Total debt$4.9B+28.4%

Total equity$1.4B+17.1%

Total assets$6.9B+26.0%

Cash flow

See full

Operating cash flow$474.5M+21.3%

CapEx$10.8M-16.5%

Free cash flow$463.8M+22.6%

Valuation

See full

Market cap$5.04B+36.4%

Profitability

See full

Gross margin58.9%+1.3pp

Operating margin23.6%+1.2pp

Net margin10%+1.6pp

FCF margin56.6%+1.6pp

Returns & leverage

See full

Return on equity25.1%+5.2pp

Debt / equity3.5×+0.3×

Where this comes from

Calculated from Enova International’s reported figures.

market cap/total stockholders equity=2.4×

Based on the most recent quarter.

The official record: Enova International’s 10-Q, filed April 23, 2026, on SEC EDGAR. View the filing →

Ask your AI about Enova International's price / book.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is Enova International's price / book?: Enova International (ENVA) reported price / book of 2.4× in Q1 2026.
How has Enova International's price / book changed year-over-year?: Enova International's price / book increased by 16.4% year-over-year, from 2.1× to 2.4×.
What is the long-term trend for Enova International's price / book?: Over 5 years (2020 to 2025), Enova International's price / book has grown at a 24.3% compound annual growth rate (CAGR), from 1× to 2.9×.
What does price / book mean?: Market capitalization at the quarter end divided by shareholders' equity. The premium (or discount) the market assigns to the company's book equity.