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Price / book at other companies

Enova International logo
Enova InternationalENVA
2.4×+0.3×
Upstart Holdings, Inc. logo
Upstart Holdings, Inc.UPST
3.3×-3.1×
SoFi Technologies, Inc. logo
SoFi Technologies, Inc.SOFI
1.9×0.0×
OP Bancorp logo
OP BancorpOPBK
0.9×0.0×
Sound Financial Bancorp logo
Sound Financial BancorpSFBC
0.9×-0.2×
Regional Management Corporation logo
Regional Management CorporationRM
0.8×0.0×

Other financials

Income statement

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Revenue$94.9M-10.3%
Net income$2.3M-76.0%
EPS (diluted)$0.05-76.2%

Balance sheet

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Cash & equivalents$209.9M-9.1%
Total debt$12.0M-30.5%
Total equity$396.3M+8.2%
Total assets$3.2B-1.8%

Cash flow

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Operating cash flow$103.7M+2.7%
CapEx$1.5M-84.6%
Free cash flow$60.5M+21.0%

Valuation

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Market cap$262.37M-17.1%
Enterprise value$64.49M-36.1%
P/E14.7×
P/S0.7×-0.2×

Profitability

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Net margin4.5%
FCF margin37.8%+9.3pp

Returns & leverage

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Return on equity4.7%
Debt / equity0.0×

Where this comes from

Calculated from Oportun Financial Corporation’s reported figures.

Based on the most recent quarter.

The official record: Oportun Financial Corporation’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Oportun Financial Corporation's price / book?
Oportun Financial Corporation (OPRT) reported price / book of 0.5× in Q1 2026.
How has Oportun Financial Corporation's price / book changed year-over-year?
Oportun Financial Corporation's price / book decreased by 4.5% year-over-year, from 0.5× to 0.5×.
What is the long-term trend for Oportun Financial Corporation's price / book?
Over 5 years (2020 to 2025), Oportun Financial Corporation's price / book has grown at a -12.7% compound annual growth rate (CAGR), from 1.2× to 0.6×.
What does price / book mean?
Market capitalization at the quarter end divided by shareholders' equity. The premium (or discount) the market assigns to the company's book equity.