What is Essent Group's debt-to-assets?

Essent Group (ESNT) reported debt-to-assets of 0× in Q4 2025.

How has Essent Group's debt-to-assets changed year-over-year?

Essent Group's debt-to-assets decreased by 3.9% year-over-year, from 0× to 0×.

What is the long-term trend for Essent Group's debt-to-assets?

Over 5 years (2020 to 2025), Essent Group's debt-to-assets has grown at a -40.3% compound annual growth rate (CAGR), from 0.1× to 0×.

What does debt-to-assets mean?

Total debt divided by total assets at the quarter end. Measures the share of the asset base financed by debt.

Essent Group ESNT Debt-to-assets

Debt-to-assets at other companies

Radian GroupRDN

0.1×+0.1×

Arch Capital GroupACGL

0×0.0×

Enact Holdings, Inc.ACT

0.1×0.0×

Everest GroupEG

0×0.0×

MFA FinancialMFA

0×0.0×

Selective Insurance GroupSIGI

0.1×0.0×

Other financials

Income statement

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Revenue$336.1M+5.8%

Operating income$63.8M—

Net income$171.8M-2.1%

EPS (diluted)$1.82+7.7%

Balance sheet

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Cash & equivalents$128.3M-38.4%

Total debt$36.6M+1.2%

Total equity$5.7B+0.7%

Total assets$7.6B+5.1%

Cash flow

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Operating cash flow$192.0M-13.3%

CapEx$818.0K+270%

Free cash flow$191.2M-13.6%

Valuation

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Market cap$5.39B-7.9%

P/E7.9×-0.2×

P/S4.2×-0.4×

Profitability

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Net margin53.6%-3.7pp

FCF margin64%-4.5pp

Returns & leverage

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Return on equity12.1%-1.2pp

Debt / equity0×0.0×

Where this comes from

Calculated from Essent Group’s reported figures.

total debt/total assets=0×

Based on the most recent quarter.

The official record: Essent Group’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Essent Group's debt-to-assets?: Essent Group (ESNT) reported debt-to-assets of 0× in Q4 2025.
How has Essent Group's debt-to-assets changed year-over-year?: Essent Group's debt-to-assets decreased by 3.9% year-over-year, from 0× to 0×.
What is the long-term trend for Essent Group's debt-to-assets?: Over 5 years (2020 to 2025), Essent Group's debt-to-assets has grown at a -40.3% compound annual growth rate (CAGR), from 0.1× to 0×.
What does debt-to-assets mean?: Total debt divided by total assets at the quarter end. Measures the share of the asset base financed by debt.