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Essent Group ESNT Effective Income Tax Rate Reconciliation, Tax Exempt Interest, Amount

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Other financials

Income statement

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Revenue$336.1M+5.8%
Operating income$63.8M
Net income$171.8M-2.1%
EPS (diluted)$1.82+7.7%

Balance sheet

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Cash & equivalents$128.3M-38.4%
Total debt$36.6M+1.2%
Total equity$5.7B+0.7%
Total assets$7.6B+5.1%

Cash flow

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Operating cash flow$192.0M-13.3%
CapEx$818.0K+270%
Free cash flow$191.2M-13.6%

Valuation

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Market cap$5.51B-7.9%

Profitability

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Net margin53.6%-3.7pp
FCF margin64%-4.5pp

Returns & leverage

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Return on equity12.1%-1.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Essent Group in its filing.

Tagged under the XBRL concept esnt:EffectiveIncomeTaxRateReconciliationTaxExemptInterestAmount.

The official record: Essent Group’s 10-K, filed February 18, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Essent Group's effective income tax rate reconciliation, tax exempt interest, amount?
Essent Group (ESNT) reported effective income tax rate reconciliation, tax exempt interest, amount of $438.25K in Q4 2025.
How has Essent Group's effective income tax rate reconciliation, tax exempt interest, amount changed year-over-year?
Essent Group's effective income tax rate reconciliation, tax exempt interest, amount increased by 29.2% year-over-year, from $339.25K to $438.25K.
What is the long-term trend for Essent Group's effective income tax rate reconciliation, tax exempt interest, amount?
Over 2 years (2023 to 2025), Essent Group's effective income tax rate reconciliation, tax exempt interest, amount has grown at a 6.3% compound annual growth rate (CAGR), from $1.55M to $1.75M.
What does effective income tax rate reconciliation, tax exempt interest, amount mean?
This metric measures the absolute dollar amount of interest income that is excluded from taxable income, typically derived from municipal or other tax-exempt securities. It highlights the benefit of the company's investment strategy in reducing its overall tax liability. This provides insight into how the company optimizes its investment portfolio for after-tax returns.