What is Essent Group's reserve for losses and LAE, for prior years?

Essent Group (ESNT) reported reserve for losses and LAE, for prior years of $350.9M in Q1 2026.

How has Essent Group's reserve for losses and LAE, for prior years changed year-over-year?

Essent Group's reserve for losses and LAE, for prior years increased by 31.5% year-over-year, from $266.8M to $350.9M.

Revenue$336.1M+5.8%

Operating income$63.8M—

Net income$171.8M-2.1%

EPS (diluted)$1.82+7.7%

Cash & equivalents$128.3M-38.4%

Total debt$36.6M+1.2%

Total equity$5.7B+0.7%

Total assets$7.6B+5.1%

Operating cash flow$192.0M-13.3%

CapEx$818.0K+270%

Free cash flow$191.2M-13.6%

Market cap$5.51B-7.9%

Net margin53.6%-3.7pp

FCF margin64%-4.5pp

Return on equity12.1%-1.2pp

Debt / equity0×0.0×

Reported directly by Essent Group in its filing.

Tagged under the XBRL concept esnt:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpensePriorYears.

The official record: Essent Group’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

What is Essent Group's reserve for losses and LAE, for prior years?: Essent Group (ESNT) reported reserve for losses and LAE, for prior years of $350.9M in Q1 2026.
How has Essent Group's reserve for losses and LAE, for prior years changed year-over-year?: Essent Group's reserve for losses and LAE, for prior years increased by 31.5% year-over-year, from $266.8M to $350.9M.