Where do Essent Group's ratios come from?

Every ratio is computed from Essent Group's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

Essent Group ESNT Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	Q1 '26	Q4 '25	Q3 '25	Q2 '25	Q1 '25
Profitability
Net margin	53.6%-1.1pp	54.7%-0.9pp	55.6%-0.7pp	56.4%-0.9pp	57.3%-1.4pp
Returns
Return on equity	12.1%-0.1pp	12.1%-0.2pp	12.4%-0.6pp	12.9%-0.4pp	13.3%-0.3pp
Efficiency
Asset turnover	0.2×0.0×	0.2×0.0×	0.2×0.0×	0.2×0.0×	0.2×0.0×
Per Share
Book value per share	$60.23+4.7%	$57.55-1.2%	$58.25+3.8%	$56.13+3.1%	$54.44+3.5%
Valuation
Market capitalization	$5.49B-12.6%	$6.28B+0.3%	$6.26B+0.9%	$6.21B+4.1%	$5.97B+3.2%
Price / earnings	8×-1.1×	9.1×+0.2×	8.9×+0.2×	8.7×+0.4×	8.2×+0.3×
Price / sales	4.3×-0.7×	5×0.0×	5×+0.1×	4.9×+0.2×	4.7×+0.1×
Price / book	1×-0.1×	1.1×0.0×	1.1×0.0×	1.1×0.0×	1.1×0.0×
Dividend yield	2.2%+0.3pp	1.9%0.0pp	1.9%0.0pp	2%-0.1pp	2%0.0pp

Chart any of these lines over time, or line them up against competitors.

Compare these in charts →

Questions, answered.

Where do Essent Group's ratios come from?: Every ratio is computed from Essent Group's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.