Where do Essent Group's ratios come from?

Every ratio is computed from Essent Group's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

Essent Group ESNT Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	TTM Q1 '26	TTM Q4 '25	TTM Q3 '25	TTM Q2 '25	TTM Q1 '25
Profitability
Net margin	53.6%-3.7pp	54.7%-4.0pp	55.6%-4.5pp	56.4%-5.0pp	57.3%-4.1pp
EBITDA margin	67.2%-3.4pp	68.2%-4.0pp	68.9%-4.9pp	69.6%-5.4pp	70.5%-5.2pp
Free cash flow margin	64%-4.5pp	67.3%-1.5pp	67%-1.7pp	68.2%+1.2pp	68.4%+0.1pp
Returns
Return on equity	12.1%-1.2pp	12.1%-1.5pp	12.4%-1.8pp	12.9%-1.7pp	13.3%-1.0pp
Return on assets	9.3%-1.2pp	9.5%-1.3pp	9.7%-1.4pp	10.3%-1.4pp	10.5%-0.8pp
Efficiency
Asset turnover	0.2×0.0×	0.2×0.0×	0.2×0.0×	0.2×0.0×	0.2×0.0×
Leverage
Interest coverage	26.1×+1.3×	26.1×+0.9×	26.5×+0.9×	24.4×-4.0×	24.8×-3.1×
Per Share
Book value per share	$60.23+10.6%	$57.55+9.4%	$58.25+10.0%	$56.13+11.4%	$54.44+11.2%
Valuation
Market capitalization	$5.49B-7.9%	$6.28B+8.7%	$6.26B-8.3%	$6.21B+3.6%	$5.97B-6.2%
Price / earnings	8×-0.2×	9.1×+1.2×	8.9×-0.4×	8.7×+0.6×	8.2×-0.7×
Price / sales	4.3×-0.4×	5×+0.3×	5×-0.6×	4.9×-0.1×	4.7×-0.8×
Price / book	1×-0.1×	1.1×+0.1×	1.1×-0.1×	1.1×0.0×	1.1×-0.2×
Free cash flow yield	14.9%+0.4pp	13.5%-1.3pp	13.5%+1.2pp	13.9%+0.5pp	14.5%+2.1pp
Earnings yield	12.5%+0.4pp	11%-1.6pp	11.2%+0.4pp	11.5%-0.8pp	12.1%+1.0pp
Dividend yield	2.2%+0.2pp	1.9%-0.1pp	1.9%+0.3pp	2%+0.1pp	2%+0.3pp

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Questions, answered.

Where do Essent Group's ratios come from?: Every ratio is computed from Essent Group's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.