Essent Group ESNT Ratios & Valuation
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 53.6%-3.7pp | 54.7%-4.0pp | 55.6%-4.5pp | 56.4%-5.0pp | 57.3%-4.1pp | |
| EBITDA margin | 67.2%-3.4pp | 68.2%-4.0pp | 68.9%-4.9pp | 69.6%-5.4pp | 70.5%-5.2pp | |
| Free cash flow margin | 64%-4.5pp | 67.3%-1.5pp | 67%-1.7pp | 68.2%+1.2pp | 68.4%+0.1pp | |
| Returns | ||||||
| Return on equity | 12.1%-1.2pp | 12.1%-1.5pp | 12.4%-1.8pp | 12.9%-1.7pp | 13.3%-1.0pp | |
| Return on assets | 9.3%-1.2pp | 9.5%-1.3pp | 9.7%-1.4pp | 10.3%-1.4pp | 10.5%-0.8pp | |
| Efficiency | ||||||
| Asset turnover | 0.2×0.0× | 0.2×0.0× | 0.2×0.0× | 0.2×0.0× | 0.2×0.0× | |
| Leverage | ||||||
| Interest coverage | 26.1×+1.3× | 26.1×+0.9× | 26.5×+0.9× | 24.4×-4.0× | 24.8×-3.1× | |
| Per Share | ||||||
| Book value per share | $60.23+10.6% | $57.55+9.4% | $58.25+10.0% | $56.13+11.4% | $54.44+11.2% | |
| Valuation | ||||||
| Market capitalization | $5.49B-7.9% | $6.28B+8.7% | $6.26B-8.3% | $6.21B+3.6% | $5.97B-6.2% | |
| Price / earnings | 8×-0.2× | 9.1×+1.2× | 8.9×-0.4× | 8.7×+0.6× | 8.2×-0.7× | |
| Price / sales | 4.3×-0.4× | 5×+0.3× | 5×-0.6× | 4.9×-0.1× | 4.7×-0.8× | |
| Price / book | 1×-0.1× | 1.1×+0.1× | 1.1×-0.1× | 1.1×0.0× | 1.1×-0.2× | |
| Free cash flow yield | 14.9%+0.4pp | 13.5%-1.3pp | 13.5%+1.2pp | 13.9%+0.5pp | 14.5%+2.1pp | |
| Earnings yield | 12.5%+0.4pp | 11%-1.6pp | 11.2%+0.4pp | 11.5%-0.8pp | 12.1%+1.0pp | |
| Dividend yield | 2.2%+0.2pp | 1.9%-0.1pp | 1.9%+0.3pp | 2%+0.1pp | 2%+0.3pp |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Essent Group's ratios come from?
- Every ratio is computed from Essent Group's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.