Essent Group ESNT Business Segments
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Revenue by Business | ||||||
| Mortgage Insurance | $265.34M-0.1% | $192.37M+4.7% | $282.56M-0.6% | $289.82M+0.9% | $265.57M-3.3% | |
| Reinsurance | $35.95M+52.8% | —— | —— | —— | $23.53M-3.0% | |
| Net premiums earned by Business | ||||||
| Mortgage Insurance | $215.66M-1.1% | $167.58M+5.4% | $231.63M+0.2% | $233.91M-0.6% | $218.12M-5.3% | |
| Reinsurance | $29.31M+86.3% | —— | —— | —— | $15.73M-8.6% | |
| Realized investment gains (losses), net by Business | ||||||
| Mortgage Insurance | -$188K-86.1% | -$218K-81.7% | -$427K-685% | -$124K+89.3% | -$101K+91.1% | |
| Reinsurance | $0— | —— | —— | —— | $0— | |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest by Business | ||||||
| Mortgage Insurance | $190.11M-2.0% | $111.32M-4.2% | $204.2M-5.5% | $238.21M-4.4% | $193.91M-13.3% | |
| Reinsurance | $15.55M-25.5% | —— | —— | —— | $20.86M— | |
| Net investment income by Business | ||||||
| Mortgage Insurance | $42.36M-1.0% | $28.27M+3.5% | $49.57M+7.2% | $48.89M+4.7% | $42.79M-3.2% | |
| Reinsurance | $4.67M-3.5% | —— | —— | —— | $4.84M+2.6% | |
| Other income by Business | ||||||
| Mortgage Insurance | $1.74M+12.6% | —— | $2.39M-35.5% | $3.52M-24.4% | $1.55M-18.5% | |
| Reinsurance | $1.97M-33.3% | —— | —— | —— | $2.95M+27.6% | |
| Operating expenses after allocations by Business | ||||||
| Mortgage Insurance | $37.61M-8.1% | —— | —— | —— | $40.94M+9.2% | |
| Reinsurance | $10.48M+293% | —— | —— | —— | $2.67M+11.5% | |
| Income from other invested assets by Business | ||||||
| Mortgage Insurance | $5.76M+79.6% | $2.04M-30.1% | -$605K-119% | $3.62M+122% | $3.21M+718% | |
| Reinsurance | $0— | —— | —— | —— | $0— | |
| Other underwriting and operating expenses by Business | ||||||
| Mortgage Insurance | $26.07M-7.4% | $3.33M— | $34.18M-11.4% | $36.25M-7.6% | $28.13M-32.8% | |
| Reinsurance | $9.93M+304% | —— | —— | —— | $2.46M+11.9% | |
| Acquisition Costs, Net by Business | ||||||
| Mortgage Insurance | $7.38M+14.7% | —— | —— | —— | $6.43M— | |
| Reinsurance | -$6.74M-1,789% | —— | —— | —— | -$357K— | |
| Premium and other taxes by Business | ||||||
| Mortgage Insurance | $5.99M+7.7% | $6M+1.6% | $6.02M+2.6% | $6M+7.8% | $5.56M-0.8% | |
| Reinsurance | $18K+63.6% | —— | —— | —— | $11K-21.4% | |
| Interest Expense by Business | ||||||
| Mortgage Insurance | $0— | $0— | $0— | $0— | $0— | |
| Reinsurance | $0— | —— | —— | —— | $0— | |
| Compensation and benefits by Business | ||||||
| Mortgage Insurance | $16.62M-10.7% | $11.14M-19.7% | $16.57M-6.2% | $16.79M-5.4% | $18.61M-0.5% | |
| Reinsurance | $2.19M+70.7% | —— | —— | —— | $1.28M+22.8% | |
| Provision for losses and LAE by Business | ||||||
| Mortgage Insurance | $37.62M+22.5% | $55.12M+48.0% | $44.18M+48.2% | $15.36M+1,354% | $30.72M+229% | |
| Reinsurance | $9.93M+330,867% | —— | —— | —— | $3K-53.8% |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does Essent Group break its business down?
- Essent Group (ESNT) reports revenue by business across 2 parts — Mortgage Insurance and Reinsurance. Each is extracted from the segment footnotes and tracked over time.
- Where does Essent Group's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in Essent Group's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.