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Essent Group ESNT Mortgage Insurance — Compensation and benefits

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$1.78M

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Other financials

Income statement

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Revenue$362.7M+13.6%
Operating income$63.8M
Net income$189.7M-2.9%
EPS (diluted)$2.08+7.8%

Balance sheet

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Cash & equivalents$74.3M-19.3%
Total debt$36.6M+1.2%
Total equity$5.7B-0.2%
Total assets$7.6B+5.1%

Cash flow

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Operating cash flow$197.1M+4.0%
CapEx$972.0K+31.0%
Free cash flow$196.1M+3.9%

Valuation

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Market cap$6.04B+2.9%
P/E8.9×+0.7×
P/S4.6×-0.1×

Profitability

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Net margin51.5%-4.9pp
FCF margin62.4%-5.8pp

Returns & leverage

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Return on equity12%-0.9pp
Debt / equity0.0×

Where this comes from

Reported directly by Essent Group in its filing.

Tagged under the XBRL concept us-gaap:EmployeeBenefitsAndShareBasedCompensation.

The source filing: Essent Group’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:37 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001448893-26-000024
(In thousands)Three Months Ended June 30, 2026 / Mortgage InsuranceThree Months Ended June 30, 2026 / ReinsuranceThree Months Ended June 30, 2026 / Corporate & OtherThree Months Ended June 30, 2026 / ConsolidatedThree Months Ended June 30, 2025 / Mortgage InsuranceThree Months Ended June 30, 2025 / ReinsuranceThree Months Ended June 30, 2025 / Corporate & OtherThree Months Ended June 30, 2025 / Consolidated
Total revenues273,90451,07237,710362,686269,04721,00029,096319,143
Losses and expenses:
Provision for losses and LAE29,39118,72384748,96115,323361,69617,055
Compensation and benefits14,8981,78113,82530,50415,6671,12613,92630,719
Premium and other taxes5,996145456,5555,984164956,495
Acquisition costs, net (3)(7,770)11,8494,079(6,770)285(6,485)
Other underwriting and operating expenses10,69598722,43834,1209,74495921,33332,036
Net operating expenses before allocations23,81914,63136,80875,25824,6252,38635,75462,765

Item 1. Financial Statements (Unaudited)

FAQ

What is Essent Group's mortgage insurance — compensation and benefits?
Essent Group (ESNT) reported mortgage insurance — compensation and benefits of $14.9M in Q2 2026.
How has Essent Group's mortgage insurance — compensation and benefits changed year-over-year?
Essent Group's mortgage insurance — compensation and benefits decreased by 4.9% year-over-year, from $15.67M to $14.9M.
What is the long-term trend for Essent Group's mortgage insurance — compensation and benefits?
Over 3 years (2022 to 2025), Essent Group's mortgage insurance — compensation and benefits has grown at a -2.3% compound annual growth rate (CAGR), from $66.41M to $61.99M.
What does mortgage insurance — compensation and benefits mean?
Total personnel-related expenses, including salaries, bonuses, and benefits for employees supporting the mortgage insurance segment. This is a key component of the company's operating efficiency and cost structure.

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