How has Essent Group's reinsurance — compensation and benefits changed year-over-year?

Essent Group's reinsurance — compensation and benefits increased by 58.2% year-over-year, from $1.13M to $1.78M.

What does reinsurance — compensation and benefits mean?

The total cost of salaries, bonuses, and employee benefits for personnel dedicated to the reinsurance segment. This metric reflects the human capital investment required to manage underwriting, risk assessment, and administrative functions.

Essent Group (ESNT) Reinsurance — Compensation and benefits

Screener

Other segment segments

Mortgage Insurance

$14.9M-4.9%

Similar metrics at other companies

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$54.99M+51.0%

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$2.58B+4.9%

MRSHConsulting — Compensation and benefits

$1.52B+9.0%

BETRBanking — Compensation and benefits

$3.18M+27.4%

ONITLending — Compensation and benefits

$14.93M+28.7%

ONITOriginations — Compensation and benefits

$20.8M+67.7%

Other financials

Income statement

See full

Revenue$362.7M+13.6%

Operating income$63.8M—

Net income$189.7M-2.9%

EPS (diluted)$2.08+7.8%

Balance sheet

See full

Cash & equivalents$74.3M-19.3%

Total debt$36.6M+1.2%

Total equity$5.7B-0.2%

Total assets$7.6B+5.1%

Cash flow

See full

Operating cash flow$197.1M+4.0%

CapEx$972.0K+31.0%

Free cash flow$196.1M+3.9%

Valuation

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Market cap$6.04B+2.9%

P/E8.9×+0.7×

P/S4.6×-0.1×

Profitability

See full

Net margin51.5%-4.9pp

FCF margin62.4%-5.8pp

Returns & leverage

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Return on equity12%-0.9pp

Debt / equity0×0.0×

Where this comes from

Reported directly by Essent Group in its filing.

Tagged under the XBRL concept us-gaap:EmployeeBenefitsAndShareBasedCompensation.

The source filing: Essent Group’s 10-Q, filed August 7, 2026.

Filed: Aug 7, 2026, 4:37 PM EDT
Fiscal quarter: Q2 FY2026
Calendar quarter: Q2 2026
Accession: 0001448893-26-000024

(In thousands)	Three Months Ended June 30, 2026 / Mortgage Insurance	Three Months Ended June 30, 2026 / Reinsurance	Three Months Ended June 30, 2026 / Corporate & Other	Three Months Ended June 30, 2026 / Consolidated	Three Months Ended June 30, 2025 / Mortgage Insurance	Three Months Ended June 30, 2025 / Reinsurance	Three Months Ended June 30, 2025 / Corporate & Other	Three Months Ended June 30, 2025 / Consolidated
Total revenues	273,904	51,072	37,710	362,686	269,047	21,000	29,096	319,143
Losses and expenses:
Provision for losses and LAE	29,391	18,723	847	48,961	15,323	36	1,696	17,055
Compensation and benefits	14,898	1,781	13,825	30,504	15,667	1,126	13,926	30,719
Premium and other taxes	5,996	14	545	6,555	5,984	16	495	6,495
Acquisition costs, net (3)	(7,770)	11,849	—	4,079	(6,770)	285	—	(6,485)
Other underwriting and operating expenses	10,695	987	22,438	34,120	9,744	959	21,333	32,036
Net operating expenses before allocations	23,819	14,631	36,808	75,258	24,625	2,386	35,754	62,765

Item 1. Financial Statements (Unaudited)

FAQ

What is Essent Group's reinsurance — compensation and benefits?: Essent Group (ESNT) reported reinsurance — compensation and benefits of $1.78M in Q2 2026.
How has Essent Group's reinsurance — compensation and benefits changed year-over-year?: Essent Group's reinsurance — compensation and benefits increased by 58.2% year-over-year, from $1.13M to $1.78M.
What does reinsurance — compensation and benefits mean?: The total cost of salaries, bonuses, and employee benefits for personnel dedicated to the reinsurance segment. This metric reflects the human capital investment required to manage underwriting, risk assessment, and administrative functions.