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Essent Group ESNT Increase in unearned premiums

Increase in unearned premiums at other companies

MGIC Investment Corp. logo
MGIC Investment Corp.MTG
$420K-95.0%
RenaissanceRe Holdings logo
RenaissanceRe HoldingsRNR
-$494.68M+31.6%

Other financials

Income statement

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Revenue$336.1M+5.8%
Operating income$63.8M
Net income$171.8M-2.1%
EPS (diluted)$1.82+7.7%

Balance sheet

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Cash & equivalents$128.3M-38.4%
Total debt$36.6M+1.2%
Total equity$5.7B+0.7%
Total assets$7.6B+5.1%

Cash flow

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Operating cash flow$192.0M-13.3%
CapEx$818.0K+270%
Free cash flow$191.2M-13.6%

Valuation

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Market cap$5.51B-7.9%

Profitability

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Net margin53.6%-3.7pp
FCF margin64%-4.5pp

Returns & leverage

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Return on equity12.1%-1.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Essent Group in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInUnearnedPremiumsNet.

The official record: Essent Group’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Essent Group's increase in unearned premiums?
Essent Group (ESNT) reported increase in unearned premiums of -$134.58M in Q1 2026.
How has Essent Group's increase in unearned premiums changed year-over-year?
Essent Group's increase in unearned premiums decreased by 1876.1% year-over-year, from $7.58M to -$134.58M.
What is the long-term trend for Essent Group's increase in unearned premiums?
Over 4 years (2021 to 2025), Essent Group's increase in unearned premiums has grown at a -21.9% compound annual growth rate (CAGR), from $65.05M to $24.25M.
What does increase in unearned premiums mean?
The net change in the portion of premiums collected that relates to the unexpired term of insurance policies. This metric tracks the deferral of revenue that will be recognized in future periods as the insurance coverage is provided.