How has Esquire Financial Holdings, Inc.'s borrowings at fair value changed year-over-year?

Esquire Financial Holdings, Inc.'s borrowings at fair value decreased by 4.8% year-over-year, from $42K to $40K.

What is the long-term trend for Esquire Financial Holdings, Inc.'s borrowings at fair value?

Over 5 years (2020 to 2025), Esquire Financial Holdings, Inc.'s borrowings at fair value has grown at a -4.0% compound annual growth rate (CAGR), from $49K to $40K.

Esquire Financial Holdings, Inc. ESQ Borrowings at Fair Value

Borrowings at Fair Value at other companies

Customers BancorpCUBI

$171.61M-6.0%

Business First BancsharesBFST

$92.47M-0.2%

TrustmarkTRMK

$172.04M+39.0%

Enterprise Financial ServicesEFSC

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Equity BancsharesEQBK

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QCR HoldingsQCRH

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Other financials

Income statement

See full

Revenue$40.5M+19.8%

Net income$12.2M+7.0%

EPS (diluted)$1.40+5.3%

Balance sheet

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Cash & equivalents$222.2M+28.4%

Total debt$2.4M-27.0%

Total equity$301.3M+20.2%

Total assets$2.4B+23.9%

Cash flow

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Operating cash flow$19.5M+23.4%

CapEx$180.0K-84.4%

Free cash flow$19.3M+31.9%

Valuation

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Market cap$1B+32.8%

Enterprise value$783.74M+33.8%

P/E19.4×+2.7×

P/S6.6×+0.7×

Profitability

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Net margin33.7%-1.1pp

FCF margin40%+6.3pp

Returns & leverage

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Return on equity18.7%-1.0pp

Debt / equity0×0.0×

Where this comes from

Reported directly by Esquire Financial Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:SubordinatedDebt.

The official record: Esquire Financial Holdings, Inc.’s 10-K, filed March 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Esquire Financial Holdings, Inc.'s borrowings at fair value?: Esquire Financial Holdings, Inc. (ESQ) reported borrowings at fair value of $40K in Q4 2025.
How has Esquire Financial Holdings, Inc.'s borrowings at fair value changed year-over-year?: Esquire Financial Holdings, Inc.'s borrowings at fair value decreased by 4.8% year-over-year, from $42K to $40K.
What is the long-term trend for Esquire Financial Holdings, Inc.'s borrowings at fair value?: Over 5 years (2020 to 2025), Esquire Financial Holdings, Inc.'s borrowings at fair value has grown at a -4.0% compound annual growth rate (CAGR), from $49K to $40K.