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Esquire Financial Holdings, Inc. ESQ Capitalized Computer Software, Net

Capitalized Computer Software, Net at other companies

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Other financials

Income statement

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Revenue$40.5M+19.8%
Net income$12.2M+7.0%
EPS (diluted)$1.40+5.3%

Balance sheet

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Cash & equivalents$222.2M+28.4%
Total debt$2.4M-27.0%
Total equity$301.3M+20.2%
Total assets$2.4B+23.9%

Cash flow

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Operating cash flow$19.5M+23.4%
CapEx$180.0K-84.4%
Free cash flow$19.3M+31.9%

Valuation

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Market cap$1B+32.8%
Enterprise value$783.74M+33.8%
P/E19.4×+2.7×
P/S6.6×+0.7×

Profitability

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Net margin33.7%-1.1pp
FCF margin40%+6.3pp

Returns & leverage

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Return on equity18.7%-1.0pp
Debt / equity0.0×

Where this comes from

Reported directly by Esquire Financial Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:CapitalizedComputerSoftwareGross.

The official record: Esquire Financial Holdings, Inc.’s 10-K, filed March 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Esquire Financial Holdings, Inc.'s capitalized computer software, net?
Esquire Financial Holdings, Inc. (ESQ) reported capitalized computer software, net of $3.63M in Q4 2025.
What is the long-term trend for Esquire Financial Holdings, Inc.'s capitalized computer software, net?
Over 3 years (2022 to 2025), Esquire Financial Holdings, Inc.'s capitalized computer software, net has grown at a 2.2% compound annual growth rate (CAGR), from $3.4M to $3.63M.
What does capitalized computer software, net mean?
This represents the net book value of software development costs that have been capitalized rather than expensed as incurred. It reflects the investment in internal or external-use technology assets expected to provide future economic benefits. Monitoring this balance helps investors assess the company's commitment to digital infrastructure and long-term operational efficiency.